127 W 2nd St, Byron, IL 61010 Property Records

Ogle County property record for 127 W 2nd St, Byron, IL 61010

Property Summary

Property Type	Commercial Office
Details	2,455 sqft
Lot Size	0.052 acres (2,269 sqft)
Owner	Individual Name on File
Last Sale	$37,000 (Mar 2015)
Tax Bill	$3,185 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-32-112-011`

Property Details

APN / Parcel Number

Primary APN	`05-32-112-011`

Interior

Stories	2 Stories
Building Area	2,455 sqft Total Area

Exterior

Lot Area	2,269 sqft (0.052 acres)
Lot Dimensions	102 ft deep x 22.5 ft wide

Location & Zoning

Street Address	127 W 2ND ST
City	BYRON
State	IL
Zip	61010-1450
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	RNG/BLK: TWP:0 SECT/LOT: SUB LOT 5 W1/2 BLK 34 CITY BYRON
Legal Subdivision	TRYPHENA H REEDS
Legal Block	34
Legal Lot Number	5
Jurisdiction	OGLE IL
Township / Civil Division	BYRON
Census Block Group	2
Census Block	2021
Census Tract	961700

Owner

127 W 2nd St, a commercial property, is owned by an individual who bought it in March 2015.

Source: Ogle County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 874, BYRON, IL 61010-0874
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK
Jul 7, 2020	Warranty Deed, Transfer · Line of Credit BYRON BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2015 · Amount on File
Deed Sale	Mar 24, 2015 · Amount on File
Deed Document Number	20151530
Prior Transfer Date	Mar 3, 2015
Prior Transfer Doc	0000001529
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	127 W 2ND ST, BYRON, IL 61010-1450
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004052
Date	Jun 4, 2021
Instrument	202104052

Lender

Name	BYRON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	May 19, 2023

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jul 7, 2020
Property Address	127 W 2ND ST, BYRON, IL 61010-1450
Document Number	0000004465
Instrument Date	Jul 1, 2020
Instrument	4465
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 847 BYRON IL 610100847, BYRON, IL 61010-0847

Mortgage

Document Number	4466
Date	Jul 7, 2020
Instrument	4466

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 6, 2025

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

The 2025 property tax bill for 127 W 2nd St was $3,185.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Byron City
County	Ogle County
County Subdivision	Byron Township
Unified School District	Byron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,185.00	$38,645 Land $9,022 Building $29,623	$115,935 Land $27,066 Building $88,869
2023		$33,253 Land $7,763 Building $25,490	$99,759 Land $23,289 Building $76,470
2022	$2,644.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 W 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 W 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BYRON serves 3,784 people · EPA ID IL1410100
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

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