Shelby County property record for 127 Victory Trl, Pelham, AL 35124
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,136 sqft · built 2005 |
| Lot Size | 0.221 acres (9,627 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Jan 2025) |
| Tax Bill | $2,161 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 131114003001024 |
| Primary APN | 131114003001024 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,136 sqft Heated Area |
| 1st Floor Area | 1,595 sqft |
| Basement Area | 773 sqft |
| Finished Basement | 773 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,627 sqft (0.221 acres) |
| Lot Dimensions | 60.4 ft deep x 145 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 127 VICTORY TRL |
|---|---|
| City | PELHAM |
| State | AL |
| Zip | 35124-1644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 11 20S 03W NBRHD: 08 PANTHER RIDGE R-2 |
| Legal Range | 03W |
| Legal Township | 20S |
| Legal Section | 11 |
| Legal Subdivision | PANTHER RIDGE |
| Legal Lot Number | 24 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 30316 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 127 VICTORY TRL, PELHAM, AL 35124-1644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Jan 14, 2025 | Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2025 · Amount on Record |
| Deed Sale | Jan 14, 2025 · Amount on Record |
| Prior Sale | Jul 11, 2005 · Amount on Record |
| Deed Document Number | 202513090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 127 VICTORY TRL, PELHAM, AL 35124-1644 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000422580 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 20210830000422580 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jan 14, 2025 |
| Property Address | 127 VICTORY TRL, PELHAM, AL 35124-1644 |
| Document Number | 0000013090 |
| Map Reference | MB 31 PG 118 |
| Instrument Date | Jan 13, 2025 |
| Instrument | 20250114000013090 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 563 CORNERSTONE DR, CALERA, AL 35040-3219 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 127 VICTORY TRL, PELHAM, AL 35124-1644 |
| Document Number | 0000013100 |
|---|---|
| Date | Jan 14, 2025 |
| Instrument | 20250114000013100 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2055 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Pelham City |
| Unified School District | Pelham City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,161.00 (+10.54%) | ||
| 2025 | $1,955.00 (+6.66%) | $33,720 (+4.33%) | $337,200 (+4.36%) Land $85,000 Building $252,200 |
| 2023 | $1,833.00 | $32,320 | $323,100 Land $85,000 Building $238,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 76 (1979–2021) |
| Claims Outside the SFHA | 12 of 76 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PELHAM serves 38,703 people · EPA ID AL0001163 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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