127 Victory St, Mortons Gap, KY 42440 Property Records

Hopkins County property record for 127 Victory St, Mortons Gap, KY 42440

Property Summary

Property Type	Single Family Home
Details	1,086 sqft · built 1909
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Jul 2022)
Tax Bill	$8 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2022 Sale & Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MGAP-18-2`

Property Details

APN / Parcel Number

Primary APN	`MGAP-18-2`
Alternative APNs	`53389` `58948`

Interior

Stories	1 Story
Building Area	1,086 sqft Living Area

Exterior

Year Built	Built 1909
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	58948
Street Address	127 VICTORY ST
City	MORTONS GAP
State	KY
Zip	42440-2029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:5 CITY/MUNI/TWP:MORTONS GAP
Jurisdiction	HOPKINS KY
Township / Civil Division	MADISONVILLE
Census Block Group	4
Census Block	4037
Census Tract	970900

Owner

Source: Hopkins County records, as of November 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	150 QUINTEN DR, MADISONVILLE, KY 42431-9160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE SACRAMENTO DEPOSIT BANK
Jul 13, 2022	Deed, Transfer · Line of Credit FIRST UNITED BANK & TRUST CO
Jul 24, 2019	Deed, Transfer
Jul 23, 2019	Affidavit, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Jul 24, 2019 · Amount on Record
Deed Document Number	2022007875
Deed Book / Page	DEED 805 / 444
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOPKINS KY
Property Address	127 VICTORY ST, MORTONS GAP, KY 42440-2029
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 VICTORY ST, MORTONS GAP, KY 42440-2029

Mortgage

Document Number	001338/374
Date	Aug 31, 2021
Book Page	1338/374
Instrument	2021010305

Lender

Name	THE SACRAMENTO DEPOSIT BANK
Type	Bank
Address	SACRAMENTO, KY 42372

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 19, 2036

Interest

Rate Type	Adjustable Rate

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	Jul 13, 2022
Property Address	127 VICTORY ST, MORTONS GAP, KY 42440-2029
Document Number	DEED805/444
Book / Page	DEED 805 / 444
Instrument Date	Jun 23, 2022
Instrument	2022007875
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 VICTORY ST, MORTONS GAP, KY 42440-2029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 VICTORY ST, MORTONS GAP, KY 42440-2029

Mortgage

Document Number	2022007876
Date	Jul 13, 2022
Instrument	2022007876

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 23, 2052

Interest

Rate Type	Adjustable Rate

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HOPKINS KY
Recording Date	Jul 24, 2019
Property Address	127 VICTORY ST, MORTONS GAP, KY 42440-2029
Document Number	000775/748
Book / Page	0775 / 748
Instrument Date	Jul 24, 2019
Instrument	2019007762
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	125 VICTORY ST, MORTONS GAP, KY 42440-2029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 VICTORY MONTONS GAP, MORTONS GAP, KY 42440

July 2019: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HOPKINS KY
Recording Date	Jul 23, 2019
Property Address	127 VICTORY ST, MORTONS GAP, KY 42440-2029
Document Number	000775/735
Book / Page	0775 / 735
Instrument Date	Jun 24, 2019
Instrument	2019007714
Transaction Type	Transfer
Record Updated	May 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1070 S SPRING ST, EVANSVILLE, IN 47714-3047

Tax Assessment & Valuation

Source: Hopkins County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hopkins County
Municipality	Mortons Gap City
Unified School District	Hopkins County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8.00 (-98.57%) Homeowner's exemption	$50,000 (-)	$50,000 (-)
2023	$558.00	$50,000	$50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORTONS GAP WATER DEPARTMENT serves 1,485 people · EPA ID KY0540269
Water Source	Purchased surface water from SOUTH HOPKINS WATER DISTRICT
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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