127 Vicksburg Loop, Elgin, TX 78621 Property Records

Bastrop County property record for 127 Vicksburg Loop, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	3,019 sqft · built 2002
Lot Size	0.176 acres (7,667 sqft)
Owner	2 Individual Names on File
Last Sale	$450,049 (Jan 2025)
Tax Bill	$5,481 (2025)
Deeds & Mortgages	Jan 2025 Mortgage Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R90491`

Property Details

APN / Parcel Number

Primary APN	`R90491`
Alternative APN	`O0116907`

Interior

Stories	2 Stories
Building Area	3,019 sqft Living Area
Gross Area	3,485 sqft
1st Floor Area	1,273 sqft
2nd Floor Area	1,746 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	7,667 sqft (0.176 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	46 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	127 VICKSBURG LOOP
City	ELGIN
State	TX
Zip	78621-3855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHENANDOAH SUBDIVISION PHASE VII, LOT 41, ACRES 0.1760
Legal Subdivision	SHENANDOAH SUBDIVISION PHASE VII
Legal Block	2
Legal Lot Number	41
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2019
Census Tract	950202

Owner

127 Vicksburg Loop is owned by two individuals who bought it in January 2025.

Source: Bastrop County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	252 N COUNTY LINE RD, ELGIN, TX 78621-6401
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2025	Vendor's Lien, Transfer · Conventional Mortgage HOMEWOOD MORTGAGE LLC
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2025 · Amount on File
Deed Sale	Jan 6, 2025 · Amount on File
Deed Document Number	2025274
Record Updated	Sep 20, 2026

January 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	Jan 6, 2025
Property Address	127 VICKSBURG LOOP, ELGIN, TX 78621-3855
Document Number	0202500274
Map Reference	CAB 4 PG 58A
Instrument Date	Jan 3, 2025
Instrument	202500274
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 N COUNTY LINE RD, ELGIN, TX 78621-6401

Mortgage

Document Number	0202500275
Date	Jan 6, 2025
Instrument	202500275

Lender

Name	HOMEWOOD MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2055

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	127 VICKSBURG LOOP, ELGIN, TX 78621-3855
Transaction Type	Mortgage
Record Updated	Apr 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202206525
Date	Mar 31, 2022
Instrument	202206525

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 6, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	127 VICKSBURG LOOP, ELGIN, TX 78621-3855
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	ITC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202113474
Date	Jun 29, 2021
Instrument	202113474

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 127 Vicksburg Loop was $5,481, up 7.2% from the year before.

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Municipality	Elgin City
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,481.00 (+7.24%) Homeowner's exemption	$290,989	$346,707 Land $112,468 Building $234,239
2024	$5,111.00
2023	Homeowner's exemption	$398,205 Land $112,468 Building $285,737	$398,205 Land $112,468 Building $285,737
2022	$5,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Vicksburg Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Vicksburg Loop is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELGIN serves 13,188 people · EPA ID TX0110002
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: SOS Communications.

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