127 Vern Ln, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 127 Vern Ln, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1963
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,000 (Sep 2022)
Tax Bill	$6,640 (2026)
Deeds & Mortgages	Sep 2022 Transfer Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-0756000`

Property Details

APN / Parcel Number

Primary APN	`039-0756000`
Alternative APNs	`30891133400002035000` `143089 113.34-2-35`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	117 ft deep x 53.5 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	039-0756000
Street Address	127 VERN LN
City	BUFFALO
State	NY
Zip	14227-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 2193 SL 31
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	35.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	3
Census Block	3006
Census Tract	10902

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 VERN LN, BUFFALO, NY 14227-1334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Affidavit of Death of Joint Tenant, Transfer
Sep 21, 2022	Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP
Sep 26, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	2022179392
Deed Book / Page	11407 / 9601
Prior Transfer Date	Aug 5, 2022
Prior Transfer Doc	0114079601
Record Updated	Oct 29, 2026

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ERIE NY
Recording Date	Sep 14, 2022
Property Address	127 VERN LN, BUFFALO, NY 14227-1334
Document Number	0114076403
Book / Page	11407 / 6403
Instrument Date	Aug 16, 2022
Instrument	2022174730
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Sep 21, 2022
Property Address	127 VERN LN, BUFFALO, NY 14227-1334
Document Number	0114079601
Book / Page	11407 / 9601
Instrument Date	Aug 5, 2022
Instrument	2022179392
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$896.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 E ROUEN DR, CHEEKTOWAGA, NY 14227-3124

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 PLEASANT VIEW DR, LANCASTER, NY 14086-1000

Mortgage

Document Number	0140682919
Date	Sep 21, 2022
Instrument	14068/2919

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	127 VERN LN, CHEEKTOWAGA, NY 14227-1334
Document Number	0138738865
Instrument Date	Sep 26, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 VERN LN CHEEKTOWAGA NY 142271334, CHEEKTOWAGA, NY 14227-1334

Mortgage

Document Number	0138738865
Date	Oct 11, 2018
Book Page	013873/008865

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Oct 10, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,640.00 (+114.47%)
2025	$3,096.00 (-42.51%)	$175,000 (-) Land $17,700 Building $157,300	$233,333 (+6.67%) Land $23,600 Building $209,733
2024	$5,385.00	$175,000 (-) Land $17,700 Building $157,300	$218,750 (+13.75%) Land $22,125 Building $196,625
2023		$175,000 Land $17,700 Building $157,300	$192,308 Land $19,451 Building $172,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1980)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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