127 Vella Cir, Oakley, CA 94561 Property Records

Contra Costa County property record for 127 Vella Cir, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,778 sqft · built 2007
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$376,000 (Jan 2014)
Tax Bill$10,545 (2025)
Deeds & MortgagesMar 2025 Second Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APN037-510-029-4

Property Details

APN / Parcel Number

Primary APN037-510-029-4
Alternative APN
  • 037-510-029

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,778 sqft Living Area
1st Floor Area1,494 sqft
2nd Floor Area1,284 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Lot Area6,600 sqft (0.152 acres)
Garage TypeAttached
Garage Area609 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address127 VELLA CIR
CityOAKLEY
StateCA
Zip94561-1793
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8680 L120
Legal SubdivisionSUBDIVISION 8680
Legal Tract8680
Legal Lot Number120
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group1
Census Block1012
Census Tract302011

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address127 VELLA CIR, OAKLEY, CA 94561-1793
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
NATIONSTAR MORTGAGE LLC
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Jun 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2014 · Amount on File
Deed SaleJan 23, 2014 · Amount on File
Prior SaleJul 24, 2013 · Amount on File
Deed Document Number201411577
Record UpdatedOct 29, 2026

March 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address127 VELLA CIR, OAKLEY, CA 94561-1793
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 VELLA CIR, OAKLEY, CA 94561-1793

Mortgage

Document Number0000029469
DateMar 31, 2025
Instrument2025- 029469
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Address8950 CYPRESS WATERS BLVD, COPPELL, TX 75019
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term241 Months
DueApr 1, 2045

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address127 VELLA CIR, OAKLEY, CA 94561-1793
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 VELLA CIR, OAKLEY, CA 94561-1793

Mortgage

Document Number0000199841
DateJul 15, 2021
Instrument2021-199841
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address127 VELLA CIR, OAKLEY, CA 94561-1793
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000104166
DateJun 12, 2017
Instrument2017-104166
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$520,128 (+12.85%) Land $93,772 Building $426,356
2025$10,545.00 (+3.12%) Homeowner's exemption$460,911 (+4.04%) Land $91,934 Building $368,977
2023$10,226.00 (+1.54%) Homeowner's exemption$443,015 Land $88,365 Building $354,650
2022$10,071.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 80% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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