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127 Trout Ave, Topsail Beach (Holly Ridge), NC 28445 Property Records

Pender County property record for 127 Trout Ave, Topsail Beach, NC 28445

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,388 sqft · built 2023
Lot Size0.18 acres (7,841 sqft)
Owner2 Company Names on File
Tax Bill$6,833 (2025)
Deeds & MortgagesOct 2023 Transfer
Flood ZoneZone AE (high risk)
APN4202-82-0127-0000

Property Details

APN / Parcel Number

Primary APN4202-82-0127-0000
Alternative APNs
  • 000054453
  • 20019

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area3,388 sqft Living Area
FlooringSoftwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Architectural StyleCottage
Exterior MaterialAluminum/Vinyl
Foundation TypePile
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions62 ft deep x 60 ft wide
Deck Area96 sqft
CabinCabin
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number000054453
Old Parcel Number4202 82 0127 0000
Street Address127 TROUT AVE
CityTOPSAIL BEACH
StateNC
Zip28445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionRECOMBINED LOTS 2 & 3 PER DB 4823/2096 & MB 69/72 SW/S TROUT
Legal SubdivisionNEW TOPSAIL BEACH
Legal TractO
Legal Block49
Legal Lot Number2-3 127
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group1
Census Block1038
Census Tract920106

Owner

Source: Pender County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Co-ownerCo-owner on File
Mailing Address125 TROUT AVE, TOPSAIL BEACH, NC 28445-7013
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last Transfer DateOct 20, 2023
Transfer Doc0048231945
Record UpdatedJun 8, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPENDER NC
Recording DateOct 20, 2023
Property Address127 TROUT AVE, TOPSAIL BEACH, NC 28445
Document Number0048231945
Book / Page4823 / 1945
Map ReferenceMB 69 PG 72
Instrument DateOct 20, 2023
Transaction TypeTransfer
Record UpdatedNov 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address125 TROUT AVE, TOPSAIL BEACH, NC 28445

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
MunicipalityTopsail Beach Town
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,833.00 (+116.92%)$1,179,237 (+176.01%) Land $321,200 Building $858,037$1,179,237 (+176.01%) Land $321,200 Building $858,037
2023$427,238 (-) Land $313,809 Building $113,429$427,238 (-) Land $313,809 Building $113,429
2022$3,150.00$427,238 Land $313,809 Building $113,429$427,238 Land $313,809 Building $113,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 2,399 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2,712 units insured
incl. 313 condo units
Nearby Flood Claims661 (1986–2024)
Claims Outside the SFHA6 of 661
Most Recent ClaimSep 2024 · tidal / storm surge
Claims by Event
  • Hurricane Florence, Sep 2018 · 385 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 82 claims
  • Hurricane Fran, Sep 1996 · 103 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF TOPSAIL BEACH
serves 3,495 people · EPA ID NC0471020
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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