Cherokee County property record for 127 Timber St, Gaffney, SC 29341
| Property Type | Single Family Home |
|---|---|
| Details | 1,430 sqft · built 1992 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $686 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Jun 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 016033-23-3 |
| Primary APN | 016033-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,430 sqft Living Area |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 27,443 sqft (0.63 acres) |
| Garage Area | 578 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Old Parcel Number | 0970000054001 00236292 |
|---|---|
| Street Address | 127 TIMBER ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29341-2861 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 127 TIMBER ST |
| Legal Subdivision | FOREST LAKE HOMES |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 970203 |
127 Timber St is owned and occupied by two individuals who acquired it in August 2003.
Source: Cherokee County records, as of November 19, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 127 TIMBER ST, GAFFNEY, SC 29341-2861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TRULIANT FCU |
| Jun 26, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2003 |
| Deed Sale | Aug 12, 2003 |
| Deed Document Number | 0000015786 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 127 TIMBER ST, GAFFNEY, SC 29341-2861 |
| Document Number | 0001072684 |
| Instrument Date | Oct 29, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 127 TIMBER ST GAFFNEY SC 293412861, GAFFNEY, SC 29341-2861 |
| Document Number | 0001072684 |
|---|---|
| Date | Nov 6, 2018 |
| Book Page | 000107/002684 |
| Instrument | 5438 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 5, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 127 TIMBER ST, GAFFNEY, SC 29341-2861 |
| Document Number | 0000952815 |
| Book / Page | 000095 / 002815 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2017 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 127 TIMBER ST GAFFNEY SC 293412861, GAFFNEY, SC 29341-2861 |
| Document Number | 0000952815 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 000095/002815 |
| Instrument | 3537 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 18, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 127 Timber St was $686 with a homeowner's exemption.
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $686.00 Homeowner's exemption | $5,520 Land $600 Building $4,920 | $137,900 Land $15,000 Building $122,900 |
| 2023 | $575.00 | $5,520 Land $600 Building $4,920 | $137,900 Land $15,000 Building $122,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Timber St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 127 Timber St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
5G and 4G LTE (outdoors only)
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