Onslow County property record for 127 Thomas Loop Rd, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,196 sqft · built 1976 |
| Lot Size | 18.3 acres (797,148 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,004 (2026) |
| Deeds & Mortgages | Apr 2024 Line of Credit Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-12.13 |
| Primary APN | 46-12.13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,196 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 797,148 sqft (18.3 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 161250000 |
|---|---|
| Street Address | 127 THOMAS LOOP RD |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-8519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | GREGORY STEFFNE SRVY |
| Legal Subdivision | GREGORY + LINETTE STEFFNE |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | RICHLANDS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 205 |
127 Thomas Loop Rd is owned and occupied by two individuals who acquired it in May 2019.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 THOMAS LOOP RD, JACKSONVILLE, NC 28540-8519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2024 | Deed of Trust, Mortgage · Line of Credit MARINE FCU |
| Oct 23, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCING CORP |
| Feb 17, 2017 | Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HM LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 1999 |
| Deed Sale | Mar 2, 1999 |
| Deed Book / Page | 1528 / 960 |
| Last Transfer Date | May 16, 2019 |
| Transfer Doc | 4946000264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 127 THOMAS LOOP RD, JACKSONVILLE, NC 28540-8519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0061240393 |
|---|---|
| Date | Apr 1, 2024 |
| Book Page | 6124/393 |
| Name | MARINE FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, NC 28546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 31, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 127 THOMAS LOOP RD, JACKSONVILLE, NC 28540-8519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0052950949 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 5295/949 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 127 THOMAS LOOP RD, JACKSONVILLE, NC 28540-8519 |
| Document Number | 0045790493 |
| Book / Page | 004579 / 000493 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 127 THOMAS LOOP RD JACKSONVILLE NC 285408519, JACKSONVILLE, NC 28540-8519 |
| Document Number | 0045790493 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 004579/000493 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2047 |
The 2026 property tax bill for 127 Thomas Loop Rd was $2,004.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,004.00 | $494,779 Land $150,130 Building $344,649 | $494,779 Land $150,130 Building $344,649 |
| 2023 | $1,871.00 | $285,730 Land $77,690 Building $208,040 | $285,730 Land $77,690 Building $208,040 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Thomas Loop Rd in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 78 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 78 in force |
| Nearby Flood Claims | 20 (2016–2022) |
| Claims Outside the SFHA | 1 of 20 |
| Most Recent Claim | Mar 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Thomas Loop Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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