127 Sutter St, San Jose, CA 95110 Property Records

Santa Clara County property record for 127 Sutter St, San Jose, CA 95110

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 928 sqft · built 1900
Lot Size	0.141 acres (6,150 sqft)
Owner	Trust on Record
Last Sale	$830,000 (Feb 2018)
Tax Bill	$12,865 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2018 Transfer + 2 more
Flood Zone	Zone AO (high risk)
APN	`264-36-029`

Property Details

APN / Parcel Number

Primary APN	`264-36-029`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	928 sqft Living Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 1900
Architectural Style	Other
Construction Type	Wood
Lot Area	6,150 sqft (0.141 acres)
Lot Dimensions	123 ft deep x 50 ft wide
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	127 SUTTER ST
City	SAN JOSE
State	CA
Zip	95110-2834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	BLK 10 LOT 8 BOOK A PAGE 10
Legal Subdivision	OVERBAUGH & ROBERTS ADD
Legal Block	10
Legal Lot Number	8
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3006
Census Tract	501700

Owner

Source: Santa Clara County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust on Record
Co-owner	2 Co-owners on Record
Mailing Address	127 SUTTER ST, SAN JOSE, CA 95110-2834
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 28, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Feb 28, 2018	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS
Apr 3, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 28, 2018 · Amount on Record
Deed Sale	Feb 28, 2018 · Amount on Record
Prior Sale	Feb 28, 2018
Deed Document Number	0023878153
Last Transfer Date	Oct 16, 2020
Transfer Doc	0024658269
Record Updated	Jun 8, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 16, 2020
Property Address	127 SUTTER ST, SAN JOSE, CA 95110-2834
Document Number	0024658269
Map Reference	MB A PG 10
Instrument Date	Sep 22, 2020
Instrument	24658269
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 SUTTER ST, SAN JOSE, CA 95110-2834

Mortgage

Document Number	0024658270
Date	Oct 16, 2020
Instrument	24658270

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 28, 2018
Property Address	127 SUTTER ST, SAN JOSE, CA 95110-2834
Document Number	0023878154
Instrument Date	Feb 27, 2018
Instrument	23878154
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	127 SUTTER ST SAN JOSE CA 951102834, SAN JOSE, CA 95110-2834

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 28, 2018
Property Address	127 SUTTER ST, SAN JOSE, CA 95110-2834
Document Number	0023878153
Instrument Date	Feb 20, 2018
Instrument	23878153
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$913.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	141 W POPLAR AVE SAN MATEO CA 944021151, SAN MATEO, CA 94402-1151

Mortgage

Document Number	23878155
Date	Feb 28, 2018
Instrument	23878155

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2048

April 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 3, 2017
Property Address	127 SUTTER ST, SAN JOSE, CA 95110-2834
Document Number	0023614654
Map Reference	MAP A PG10
Instrument Date	Mar 24, 2017
Instrument	23614654
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	127 SUTTER ST, SAN JOSE, CA 95110-2834

Mortgage

Document Number	0023614655
Date	Apr 3, 2017
Instrument	23614655

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,865.00 (+8.14%) Homeowner's exemption	$944,394 (+4.04%) Land $705,452 Building $238,942
2023	$11,897.00 (+0.87%) Homeowner's exemption	$907,723 Land $678,059 Building $229,664
2022	$11,794.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	8 (1982–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

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