127 Sunset St, Spindale, NC 28160 Property Records

Rutherford County property record for 127 Sunset St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 920 sqft · built 1962
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$47,000 (Jan 2022)
Tax Bill	$1,848 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1201813`

Property Details

APN / Parcel Number

Primary APN	`1201813`
Alternative APN	`17343`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	920 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Street Address	127 SUNSET ST
City	SPINDALE
State	NC
Zip	28160-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	GPIN:1529167493920000; RES SUNSET STREET
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	2
Census Block	2043
Census Tract	960600

Owner

127 Sunset St is owned and occupied by two individuals who bought it in January 2022.

Source: Rutherford County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	127 SUNSET ST, SPINDALE, NC 28160-5213
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jan 19, 2022	Warranty Deed, Transfer
Aug 17, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2022 · Amount on File
Deed Sale	Jan 19, 2022 · Amount on File
Deed Book / Page	2056 / 1461
Prior Transfer Date	Jul 19, 2018
Prior Transfer Doc	0020151801
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Apr 27, 2022
Property Address	127 SUNSET ST, SPINDALE, NC 28160-5213
Document Number	0020594917
Book / Page	2059 / 4917
Instrument Date	Apr 26, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 101, SPINDALE, NC 28160-0101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 SUNSET ST, SPINDALE, NC 28160-5213

Mortgage

Document Number	0020594919
Date	Apr 27, 2022
Instrument	2059/4919

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Mortgage

Document Number	0020594935
Date	Apr 27, 2022
Book Page	2059/4935

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jan 19, 2022
Property Address	127 SUNSET ST, SPINDALE, NC 28160-5213
Document Number	0020561461
Book / Page	2056 / 1461
Map Reference	MB 2015 PG 1801
Instrument Date	Jan 14, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Tax	$94.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19724 DALE ST, 19724, DETROIT, MI 48219-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 101, SPINDALE, NC 28160-0101

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Aug 17, 2018
Property Address	127 SUNSET ST, SPINDALE, NC 28160-5213
Document Number	0020151801
Book / Page	002015 / 001801
Instrument Date	Jul 19, 2018
Transaction Type	Transfer
Record Updated	Aug 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 SUNSET ST SPINDALE NC 281605213, SPINDALE, NC 28160-5213

Tax Assessment & Valuation

The 2025 property tax bill for 127 Sunset St was $1,848.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,848.00	$144,000 Land $9,500 Building $134,500	$144,000 Land $9,500 Building $134,500
2023		$144,000 Land $9,500 Building $134,500	$144,000 Land $9,500 Building $134,500
2022	$685.00
2021	$685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Sunset St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Sunset St is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Pangaea Internet.

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