127 Sumner Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 127 Sumner Rd, Annapolis, MD 21401 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,014 sqft · built 2017
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on File
Last Sale$670,068 (Nov 2017)
Tax Bill$11,077 (2023)
Deeds & MortgagesSep 2021 Mortgage
Jan 2019 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-010-90246906

Property Details

APN / Parcel Number

Primary APN06-010-90246906
Alternative APN
  • 01090246906

Interior

Full Baths4 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,014 sqft Total Area
Basement Area650 sqft
Finished Basement650 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,200 sqft (0.165 acres)
Garage TypeMixed
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area128 sqft
Deck Area25 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number01090246906
Street Address127 SUMNER RD
CityANNAPOLIS
StateMD
Zip21401-2234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 35 36 BLK 1 127 SUMNER RD ADMIRAL HEIGHTS
Legal SubdivisionADMIRAL HEIGHTS
Legal Block1
Legal Lot Number35
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4040
Census Tract706600

Owner

Source: Anne Arundel County records · APN 06-010-90246906

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address127 SUMNER RD, ANNAPOLIS, MD 21401-2234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jan 25, 2019Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Nov 13, 2017Grant Deed, Subdivision Related Transfer · Line of Credit
TOWER FCU
Jun 06, 2017Grant Deed, Subdivision Related Transfer · VA Mortgage
CITIZENS BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2017 · Amount on Record
Deed SaleNov 13, 2017 · Amount on Record
Deed Document Number0031555464
Deed Book / Page31555 / 464
Record UpdatedJun 07, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address127 SUMNER RD, ANNAPOLIS, MD 21401-2234
Transaction TypeMortgage
Record UpdatedOct 07, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 SUMNER RD, ANNAPOLIS, MD 21401-2234

Mortgage

Document Number0375570076
DateSep 17, 2021
Book Page37557/76
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueSep 01, 2046

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address127 SUMNER RD, ANNAPOLIS, MD 21401-2234
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0328330442
DateJan 25, 2019
Book Page32833/442
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 20, 2048

November 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateNov 13, 2017
Property Address127 SUMNER RD, ANNAPOLIS, MD 21401-2234
Document Number0315550464
Book / Page031555 / 000464
Instrument DateOct 16, 2017
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 05, 2019
Title CompanyCAPITOL TITLE COMPANY INC, CAPITOL TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$670.07
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address127 SUMNER RD ANNAPOLIS MD 214012234, ANNAPOLIS, MD 21401-2234

Mortgage

Document Number315550471
DateNov 13, 2017
Book Page031555/000471
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 12, 2047
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number315550485,
DateNov 13, 2017
Book Page031555/000485
Lender
NameBAY CAP MTG
TypeMortgage Company
AddressANNAPOLIS, MD 21401
Agreement
AmountAmount Recorded
Term360 Months
DueNov 12, 2047

June 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionANNE ARUNDEL MD
Recording DateJun 06, 2017
Property Address127 SUMNER RD, ANNAPOLIS, MD 21401-2234
Document Number0310100461
Book / Page031010 / 000461
Instrument DateMay 23, 2017
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 20, 2020
Title CompanyBRILLIANT TITLE CORPORATION, BRILLIANT TITLE CORP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address123 SUMNER RD ANNAPOLIS MD 214012234, ANNAPOLIS, MD 21401-2234

Mortgage

Document Number310100466
DateJun 06, 2017
Book Page031010/000466
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 05, 2047

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$11,077.00$771,400 Land $250,000 Building $521,400$771,400 Land $250,000 Building $521,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037066004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2025, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 307 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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