127 Summit Pointe Dr, Prescott, AZ 86303 Property Records

Yavapai County property record for 127 Summit Pointe Dr, Prescott, AZ 86303

Property Summary

Property Type	Single Family Home
Details	3,744 sqft · built 2002
Lot Size	1.61 acres (70,132 sqft)
Owner	2 Company Names on File
Last Sale	$620,000 (Dec 2017)
Tax Bill	$3,304 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`109-16-040`

Property Details

APN / Parcel Number

Primary APN	`109-16-040`
Alternative APNs	`1091604008` `109160408`

Interior

Stories	1 Story
Building Area	3,744 sqft Living Area
Gross Area	4,527 sqft
1st Floor Area	3,744 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Concrete
Lot Area	70,132 sqft (1.61 acres)
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Deck Area	Deck Area
Patio Area	26 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	109160408
Street Address	127 SUMMIT POINTE DR
City	PRESCOTT
State	AZ
Zip	86303-4367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT POINTE BY CRYSTAL CREEK AMENDED LOT 37 CONT 1.61 AC SEC 4-13-2W M&P 31/62-64
Legal Range	02W
Legal Township	13
Legal Section	04
Legal Subdivision	SUMMIT POINTE BY CRYSTAL CREEK
Legal Lot Number	37
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	1
Census Block	1004
Census Tract	804

Owner

127 Summit Pointe Dr is owned by a company that bought it in December 2017.

Source: Yavapai County records, as of September 3, 2026

Owner of Record	2 Company Names on File
Mailing Address	401 S CALVARY WAY, A, COTTONWOOD, AZ 86326-4165
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA
Sep 16, 2021	Intrafamily Transfer, Transfer
Jan 21, 2020	Quit Claim Deed, Transfer US BK
Dec 13, 2017	Warranty Deed, Transfer MOHAVE ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2017 · Amount on File
Deed Sale	Dec 13, 2017 · Amount on File
Prior Sale	Nov 2, 2011 · Amount on File
Deed Document Number	201764437
Prior Transfer Date	Oct 21, 2011
Prior Transfer Doc	20110057227
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Recording Date	Aug 6, 2026
Property Address	127 SUMMIT POINTE DR, PRESCOTT, AZ 86303-4367
Document Number	0000035986
Instrument Date	Jul 27, 2026
Instrument	202635986
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	127 SUMMIT POINTE DR, PRESCOTT, AZ 86303-4367

Mortgage

Document Number	0000035986,
Date	Aug 6, 2026
Instrument	202635986

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YAVAPAI AZ
Recording Date	Sep 16, 2021
Property Address	127 SUMMIT POINTE DR, PRESCOTT, AZ 86303-4367
Document Number	20210066336
Map Reference	MB 31 PG 62-64
Instrument Date	Sep 14, 2021
Instrument	2021-0066336
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 S CALVARY WAY STE A, A, COTTONWOOD, AZ 86326-4165

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Jan 21, 2020
Property Address	127 SUMMIT POINTE DR, PRESCOTT, AZ 86303-4367
Document Number	0000003489
Instrument Date	Dec 4, 2019
Instrument	3489
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	YAVAPAI TITLE COMPANY, YAVAPAI TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	401 S CALVARY WAY #A COTTONWOOD AZ 863264165, A, COTTONWOOD, AZ 86326-4165

Mortgage

Document Number	3490
Date	Jan 21, 2020
Instrument	3490

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 20, 2035

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Dec 13, 2017
Property Address	127 SUMMIT POINTE DR, PRESCOTT, AZ 86303-4367
Document Number	0000064437
Instrument Date	Nov 22, 2017
Instrument	64437
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	YAVAPAI TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	401 S CALVARY WAY #A COTTONWOOD AZ 863264165, A, COTTONWOOD, AZ 86326-4165

Mortgage

Document Number	64439
Date	Dec 13, 2017
Instrument	64439

Lender

Name	MOHAVE ST BK
Type	Bank
Address	LAKE HAVASU CITY, AZ 86403

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 127 Summit Pointe Dr was $3,304, up 3.8% from the year before.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Prescott City
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$105,135 (+4.66%)	$1,051,350 (+4.66%) Land $109,559 Building $941,791
2026		$100,454 (+0.8%)	$1,004,539 (+0.8%) Land $95,106 Building $909,433
2025	$3,304.00 (+3.77%)	$99,659 Land $9,226 Building $90,433	$996,586 Land $92,256 Building $904,330
2024	$3,184.00
2022	$3,033.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 127 Summit Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Summit Pointe Dr is high, ranking above 77% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 66% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRESCOTT serves 42,217 people · EPA ID AZ0413045
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mile High Networks.

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