Franklin County property record for 127 Stone Ln, Washington, MO 63090
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,571 sqft · built 1987 |
| Lot Size | 3.5 acres (152,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Nov 2022) |
| Tax Bill | $2,344 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-1-12.0-0-000-006.000 |
| Primary APN | 16-1-12.0-0-000-006.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,571 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Lot Area | 152,460 sqft (3.5 acres) |
| Street Address | 127 STONE LN |
|---|---|
| City | WASHINGTON |
| State | MO |
| Zip | 63090-6311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ANU |
| Legal Description | PT NE NE |
| Legal Range | 2W |
| Legal Township | 43N |
| Legal Section | 12 |
| Legal Subdivision | STONE HILL SUB |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 800403 |
127 Stone Ln is owned and occupied by two individuals who bought it in November 2022.
Source: Franklin County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 STONE LN, WASHINGTON, MO 63090-6311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF FRANKLIN COUNTY |
| Jul 10, 2020 | Quit Claim Deed, Transfer BANK OF FRANKLIN CNTY |
| Jun 26, 2020 | Deed of Trust, Mortgage BANK OF FRANKLIN CNTY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2022 · Amount on File |
| Deed Sale | Nov 15, 2022 · Amount on File |
| Prior Sale | Apr 15, 2016 · Amount on File |
| Deed Document Number | 202217288 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 127 STONE LN, WASHINGTON, MO 63090-6311 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002217289 |
|---|---|
| Date | Nov 15, 2022 |
| Instrument | 2217289 |
| Name | BANK OF FRANKLIN COUNTY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2020 |
| Change Frequency | 3 Years |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 5.95% |
| Index | Other |
| Max Rate | 9.95% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jul 10, 2020 |
| Property Address | 127 STONE LN, WASHINGTON, MO 63090-6311 |
| Document Number | 0000010938 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 10938 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 STONE LN WASHINGTON MO 630906311, WASHINGTON, MO 63090-6311 |
| Document Number | 10939 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 10939 |
| Name | BANK OF FRANKLIN CNTY |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jul 9, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 127 STONE LN, WASHINGTON, MO 63090-6311 |
| Document Number | 0000010939 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 127 STONE LN WASHINGTON MO 630906311, WASHINGTON, MO 63090-6311 |
| Document Number | 0000010939 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 10939 |
| Name | BANK OF FRANKLIN CNTY |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jul 9, 2040 |
The 2025 property tax bill for 127 Stone Ln was $2,344.
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,344.00 | $45,648 | $240,250 Land $42,200 Building $198,050 |
| 2023 | $2,247.00 (+8.81%) | $43,464 | $228,760 Land $35,160 Building $193,600 |
| 2022 | $2,065.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 127 Stone Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 127 Stone Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN COUNTY PWSD 1 serves 3,500 people · EPA ID MO6024211 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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