127 Spring St, Albany, NY 12203 Property Records

Albany County and Albany City property record for 127 Spring St, Albany, NY 12203

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,600 sqft · built 1900
Lot Size	0.03 acres (1,320 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Jan 2021)
Tax Bill	$4,020 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010100 65.62-2-33`

Property Details

APN / Parcel Number

Primary APN	`010100 65.62-2-33`
Alternative APNs	`010006506200020330000000` `06506200020330000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,600 sqft Total Area
1st Floor Area	800 sqft
2nd Floor Area	800 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	1,320 sqft (0.03 acres)
Lot Dimensions	60 ft deep x 22.2 ft wide

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06506200020330000000
Street Address	127 SPRING ST
City	ALBANY
State	NY
Zip	12203-1214
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2B
Legal Description	2 COMP BRICK & WOOD 0602709
Legal Block	2
Legal Lot Number	33.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	3
Census Block	3016
Census Tract	600

Owner

Source: Albany County and Albany City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 DANA AVE, 1, ALBANY, NY 12208-3891
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Commercial Mortgage THE NATIONAL BANK OF COXSACKIE
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES FCU
Jan 7, 2021	Deed of Trust, Mortgage SUNMARK CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Prior Sale	May 3, 2002 · Amount on Record
Deed Document Number	20212105
Prior Transfer Date	Aug 13, 2020
Prior Transfer Doc	0000002105
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	127 SPRING ST, ALBANY, NY 12203-1214
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DANA AVE 1, 1, ALBANY, NY 12208-3891

Mortgage

Document Number	0000001637
Date	Jun 30, 2023
Instrument	R2023-11637

Lender

Name	THE NATIONAL BANK OF COXSACKIE
Type	Bank
Address	COXSACKIE, NY 12051

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	127 SPRING ST, ALBANY, NY 12203-1214
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000262
Date	Jan 3, 2018
Instrument	R2018-00262

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	127 SPRING ST, ALBANY, NY 12203-1214
Document Number	0000002108
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	SMPR TITLE AGENCY INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 DANA AVE #1 ALBANY NY 122083506, 1, ALBANY, NY 12208-3506

Mortgage

Document Number	0000002108
Date	Jan 25, 2021
Instrument	2108

Lender

Name	SUNMARK CU
Address	LATHAM, NY 12110

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 24, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,020.00 (+36.73%)
2025		$143,400 (+99.17%) Land $33,400 Building $110,000	$149,375 (+46.95%) Land $34,792 Building $114,583
2023		$72,000 (-) Land $19,000 Building $53,000	$101,652 (+12.55%) Land $26,825 Building $74,827
2022		$72,000 Land $19,000 Building $53,000	$90,316 Land $23,833 Building $66,483
2021	$2,940.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,062 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Massivemesh Networks, T-Mobile.

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