127 Spring Hill Cir, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 127 Spring Hill Cir, Wayne, NJ 07470

Property Summary

Property Type	Townhouse
Details	3,016 sqft · built 1998
Lot Size	0.148 acres (6,447 sqft)
Owner	2 Individual Names on Record
Last Sale	$612,000 (Apr 2021)
Tax Bill	$18,072 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-03700-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`14-03700-0000-00029`
Alternative APN	`140370000029`

Interior

Building Area	3,016 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Townhouse
Lot Area	6,447 sqft (0.148 acres)

Location & Zoning

Street Address	127 SPRING HILL CIR
City	WAYNE
State	NJ
Zip	07470-8444
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-B
Legal Subdivision	HIGH POINT/WAYNE
Legal Block	3700
Legal Lot Number	29
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2005
Census Tract	246001

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 SPRING HILL CIR, WAYNE, NJ 07470-8444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 23, 2021	Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Jul 9, 2015 · Amount on Record
Deed Document Number	202127973
Deed Book / Page	4021 / 116
Prior Transfer Date	Jul 26, 2007
Prior Transfer Doc	0000060481
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	127 SPRING HILL CIR, WAYNE, NJ 07470-8444
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037218
Date	Nov 5, 2025
Book Page	M19641/204
Instrument	2025037218

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 29, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Apr 23, 2021
Property Address	127 SPRING HILL CIR, WAYNE, NJ 07470-8444
Document Number	0000027973
Book / Page	D4021 / 116
Map Reference	MAP 3238
Instrument Date	Apr 8, 2021
Instrument	2021027973
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,142.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 SPRING HILL CIR, 127, WAYNE, NJ 07470-8444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 SPRING HILL CIR, WAYNE, NJ 07470-8444

Mortgage

Document Number	0000027974
Date	Apr 23, 2021
Instrument	2021027974

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,300 (-) Land $85,000 Building $216,300	$301,300 (-) Land $85,000 Building $216,300
2025	$18,072.00 (+0.88%)	$301,300 (-) Land $85,000 Building $216,300	$301,300 (-) Land $85,000 Building $216,300
2024	$17,915.00 (+5.17%)
2023		$301,300 Land $85,000 Building $216,300	$301,300 Land $85,000 Building $216,300
2022	$17,035.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring Hill Cir

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