Flagler County property record for 127 Seaside Pt, Flagler Beach, FL 32136
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,356 sqft · built 2020 |
| Lot Size | 0.29 acres (12,611 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,900 (Oct 2017) |
| Tax Bill | $9,886 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2018 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 38-12-31-5445-00000-0410 |
| Primary APN | 38-12-31-5445-00000-0410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,356 sqft Living Area |
| 1st Floor Area | 2,356 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,611 sqft (0.29 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 127 SEASIDE PT |
|---|---|
| City | FLAGLER BEACH |
| State | FL |
| Zip | 32136-4712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SEASIDE LANDINGS MB 38 PG 40 LOT 41 OR 2236/1685 |
| Legal Range | 31E |
| Legal Township | 12S |
| Legal Section | 38 |
| Legal Subdivision | SEASIDE LANDINGS |
| Legal Lot Number | 41 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 60304 |
127 Seaside Pt is owned and occupied by two individuals who bought it in October 2017.
Source: Flagler County records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 127 SEASIDE PT, FLAGLER BEACH, FL 32136-4712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Nov 30, 2018 | Deed of Trust, Mortgage · ARM BRANCH BANKING AND TRUST CO |
| Oct 19, 2017 | Corporation Deed, Transfer · ARM SEACOAST NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2017 · Amount on File |
| Deed Sale | Oct 19, 2017 · Amount on File |
| Deed Document Number | 201736634 |
| Deed Book / Page | 2236 / 1685 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 127 SEASIDE PT, FLAGLER BEACH, FL 32136-4712 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3715 LARKVIEW CT, DUNKIRK, MD 20754-2931 |
| Document Number | 0024840742 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 2484/742 |
| Instrument | 2020040848 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 127 SEASIDE PT, FLAGLER BEACH, FL 32136-4712 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0023211519 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 2321/1519 |
| Instrument | 2018044675 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
| Document Type | Corporation Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Oct 19, 2017 |
| Property Address | 127 SEASIDE PT, FLAGLER BEACH, FL 32136-4712 |
| Document Number | 0022361685 |
| Book / Page | 2236 / 1685 |
| Map Reference | MB38 PG40-44 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 2017036634 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | WATSON TITLE SERVICES OF NOR |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,336.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 183 WATER ST, 183, WILLIAMSTOWN, MA 01267-2830 |
| Name | Verified Name |
|---|---|
| Address | 3715 LARKVIEW CT, DUNKIRK, MD 20754-2931 |
| Document Number | 2017036635 |
|---|---|
| Date | Oct 19, 2017 |
| Instrument | 2017036635 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Nov 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 8.5% |
The 2025 property tax bill for 127 Seaside Pt was $9,886 with a homeowner's exemption.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,886.00 Homeowner's exemption | $742,888 Land $190,000 Building $552,888 | $742,888 Land $190,000 Building $552,888 |
| 2023 | $10,108.00 (+31.36%) Homeowner's exemption | $718,798 (+31.89%) Land $162,500 Building $556,298 | $718,798 (+31.89%) Land $162,500 Building $556,298 |
| 2022 | $7,695.00 | $544,991 Land $142,500 Building $402,491 | $544,991 Land $142,500 Building $402,491 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Seaside Pt in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 127 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 127 in force |
| Nearby Flood Claims | 69 (1995–2026) |
| Claims Outside the SFHA | 8 of 69 |
| Most Recent Claim | May 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Seaside Pt is high, ranking above 80% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAGLE LAKES WTP serves 231 people · EPA ID FL2184268 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 Haloacetic acids resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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