127 Sawmill St, Franklin, LA 70538 Property Records

St. Mary Parish property record for 127 Sawmill St, Franklin, LA 70538

Property Summary

Property Type	Single Family Home
Owner	Individual Name on File
Last Sale	$123,700 (Mar 2005)
Tax Bill	$1,757 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2020 Refinance
Flood Zone	Zone X (moderate risk)
APN	`2384581015.00`

Property Details

APN / Parcel Number

Primary APN	`2384581015.00`

Location & Zoning

Street Address	127 SAWMILL ST
City	FRANKLIN
State	LA
Zip	70538-7461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 GARDEN CITY SUBD ACQ 79 288766
Legal Subdivision	GARDEN CITY SUBDIVISION
Legal Lot Number	2
Jurisdiction	ST MARY LA
Township / Civil Division	3
Census Block Group	2
Census Block	2071
Census Tract	40900

Owner

127 Sawmill St is owned and occupied by an individual who bought it in March 2005.

Source: St. Mary Parish records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	127 SAWMILL ST, FRANKLIN, LA 70538-7461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage HANCOCK WHITNEY BANK
Jul 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF ABBEVILLE & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2005 · Amount on File
Deed Sale	Mar 23, 2005 · Amount on File
Deed Document Number	288766
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY LA
Property Address	127 SAWMILL ST, FRANKLIN, LA 70538-7461
Transaction Type	Mortgage
Record Updated	Mar 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000371332
Date	Feb 9, 2026
Instrument	371332

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	298 Months
Due	Dec 14, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY LA
Property Address	127 SAWMILL ST, FRANKLIN, LA 70538-7461
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001596/650
Date	Jul 10, 2020
Book Page	1596/650
Instrument	351909

Lender

Name	BANK OF ABBEVILLE & TRUST

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 127 Sawmill St was $1,757 with a homeowner's exemption.

Source: St. Mary Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Mary Parish
Unified School District	St. Mary Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,757.00 Homeowner's exemption	$16,303 Land $1,200 Building $15,103	$163,030 Land $12,000 Building $151,030
2023	$1,639.00 Homeowner's exemption	$14,930 Land $1,200 Building $13,730	$149,300 Land $12,000 Building $137,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 127 Sawmill St in Zone X, an area of moderate flood risk, though there have been 72 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	72 (1980–2019)
Claims Outside the SFHA	15 of 72
Most Recent Claim	Jul 2019 · Hurricane Barry
Claims by Event	Hurricane Barry, Jul 2019 · 15 claims Hurricane Ike, Sep 2008 · 14 claims Hurricane Rita, Sep 2005 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Sawmill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRANKLIN WATER SUPPLY serves 8,325 people · EPA ID LA1101003
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2022–2024) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Turbidity not recorded as resolved · Apr 2025 Haloacetic acids resolved · Oct 2024 Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Treatment change without state approval currently in violation since Jul 2023 Corrosion control Jul 2018
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: T-Mobile.

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