Cleveland County property record for 127 Sandy Point Dr, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 1,378 sqft · built 2022 |
| Lot Size | 0.539 acres (23,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $232,000 (Sep 2022) |
| Tax Bill | $1,379 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24452 |
| Primary APN | 24452 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,378 sqft Finished Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 23,500 sqft (0.539 acres) |
| Lot Dimensions | 235 ft deep x 100 ft wide |
| Deck Area | 48 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1350924 |
|---|---|
| Street Address | 127 SANDY POINT DR |
| City | SHELBY |
| State | NC |
| Zip | 28150-8333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA0 |
| Legal Description | PT LOT 3 BLK B DEDMOND S |
| Legal Subdivision | JAKIE H DEDMON AND DEDMON ESTATE |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950701 |
127 Sandy Point Dr is owned and occupied by an individual who bought it in September 2022.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 127 SANDY POINT DR, SHELBY, NC 28150-8333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2022 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jun 2, 2022 | Warranty Deed, Transfer |
| May 24, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2022 · Amount on File |
| Deed Sale | Sep 27, 2022 · Amount on File |
| Prior Sale | Jun 2, 2022 · Amount on File |
| Deed Document Number | 2022200078812 |
| Deed Book / Page | 1883 / 1031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Sep 27, 2022 |
| Property Address | 127 SANDY POINT DR, SHELBY, NC 28150-8333 |
| Document Number | 0018831031 |
| Book / Page | 1883 / 1031 |
| Map Reference | MB 13K PG 202 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 200078812 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $464.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5000 CLAYTON RD, MARYVILLE, TN 37804-5550 |
| Name | Verified Name |
|---|---|
| Address | 127 SANDY POINT DR, SHELBY, NC 28150-8333 |
| Document Number | 0018831034 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 1883/1034 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 2, 2022 |
| Property Address | 127 SANDY POINT DR, SHELBY, NC 28150-8333 |
| Document Number | 0018741460 |
| Book / Page | 1874 / 1460 |
| Map Reference | MB 13K PG 202 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 200073779 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5000 CLAYTON RD, MARYVILLE, TN 37804-5550 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | May 24, 2021 |
| Property Address | 127 SANDY POINT DR, SHELBY, NC 28150-8333 |
| Document Number | 0018411881 |
| Book / Page | 1841 / 1881 |
| Map Reference | MB 13K PG 202 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 200055604 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $34.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4011 SHERWOOD HTS, MORGANTON, NC 28655-8867 |
| Name | Verified Name |
|---|---|
| Address | 142 SANDY POINT DR, SHELBY, NC 28150-8333 |
The 2026 property tax bill for 127 Sandy Point Dr was $1,379, up 5.7% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,379.00 (+5.67%) | $205,586 (-) Land $14,125 Building $191,461 | $205,586 (-) Land $14,125 Building $191,461 |
| 2025 | $1,305.00 | $205,586 Land $14,125 Building $191,461 | $205,586 Land $14,125 Building $191,461 |
| 2023 | $119,146 Land $11,300 Building $107,846 | $119,146 Land $11,300 Building $107,846 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Sandy Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 Sandy Point Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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