127 Sandy Creek Ln, Stuart, VA 24171 Property Records

Patrick County property record for 127 Sandy Creek Ln, Stuart, VA 24171

Property Summary

Property Type	Single Family Home
Details	built 2002
Lot Size	2 acres (87,468 sqft)
Owner	Individual Name on File
Tax Bill	$1,088 (2026)
Deeds & Mortgages	Jan 2005 Mortgage Oct 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4509.00.16`

Property Details

APN / Parcel Number

Primary APN	`4509.00.16`
Alternative APNs	`106972` `58329`

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Lot Area	87,468 sqft (2 acres)

Location & Zoning

Account Number	106972
Street Address	127 SANDY CREEK LN
City	STUART
State	VA
Zip	24171-3599
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANDY CR LOT 2 PL:1/227-A I#25-235
Legal Subdivision	SANDY CREEK
Legal Lot Number	2
Jurisdiction	PATRICK VA
Township / Civil Division	PETERS CREEK
Census Block Group	2
Census Block	2042
Census Tract	30202

Owner

127 Sandy Creek Ln is owned and occupied by an individual who acquired it in September 2022.

Source: Patrick County records, as of May 7, 2026

Owner of Record	Individual Name on File
Mailing Address	127 SANDY CREEK LN, STUART, VA 24171-3599
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2005	Deed of Trust, Mortgage · Conventional Mortgage SIDUS FINANCIAL LLC
Oct 9, 2012	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Feb 18, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 27, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 27, 2022
Transfer Doc	0000001719
Record Updated	Sep 20, 2026

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PATRICK VA
Property Address	127 SANDY CREEK LN, STUART, VA 24171-3599
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000500/60
Date	Jan 7, 2005
Book Page	500/60

Lender

Name	SIDUS FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2025

Interest

Rate Type	Fixed Rate

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PATRICK VA
Property Address	127 SANDY CREEK LN, STUART, VA 24171-3599
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01200/1842
Date	Oct 9, 2012
Book Page	1200/1842

Lender

Name	CITIBANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Oct 1, 2024

Interest

Rate Type	Fixed Rate
Rate	3.38%

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PATRICK VA
Recording Date	Feb 18, 2025
Property Address	127 SANDY CREEK LN, STUART, VA 24171-3599
Document Number	0250000235
Instrument Date	Feb 18, 2025
Instrument	250000235
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 SANDY CREEK LN, STUART, VA 24171-3599

September 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PATRICK VA
Recording Date	Sep 27, 2022
Property Address	127 SANDY CREEK LN, STUART, VA 24171-3599
Document Number	0220001719
Instrument Date	Sep 27, 2022
Instrument	220001719
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 127 Sandy Creek Ln was $1,088.

Source: Patrick County assessment roll, as of May 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Patrick County
Unified School District	Patrick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,088.00	$149,100 Land $16,400 Building $132,700	$149,100 Land $16,400 Building $132,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Sandy Creek Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Sandy Creek Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Sandy Creek Ln

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