Riverside County property record for 127 S Torn Ranch Rd, Lake Elsinore, CA 92530
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,486 sqft · built 1983 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Oct 2009) |
| Tax Bill | $1,971 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 389-250-013 |
| Primary APN | 389-250-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,486 sqft Living Area |
| Gross Area | 2,038 sqft |
| 1st Floor Area | 1,486 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 127 N TORN RANCH RD |
|---|---|
| City | LAKE ELSINORE |
| State | CA |
| Zip | 92530-1828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .17 ACRES IN POR LOTS 20 & 22 BLK 12 AND LOT 21 BLK 12 MB 011/499 SD TOWN OF LUCERNE |
| Legal Subdivision | TOWN OF LUCERNE |
| Legal Block | 12 |
| Legal Lot Number | 20 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | ELSINORE VALLEY |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 43010 |
127 S Torn Ranch Rd is owned and occupied by an individual who bought it in October 2009.
Source: Riverside County records, as of August 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 127 N TORN RANCH RD, LAKE ELSINORE, CA 92530-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Aug 2, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2009 · Amount on File |
| Deed Sale | Oct 7, 2009 · Amount on File |
| Prior Sale | Aug 20, 2009 · Amount on File |
| Deed Document Number | 2009520503 |
| Prior Transfer Date | Sep 18, 2008 |
| Prior Transfer Doc | 0000516102 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 127 S TORN RANCH RD, LAKE ELSINORE, CA 92530 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 127 N TOM RANCH RD, LAKE ELSINORE, CA 92530 |
| Document Number | 0000168376 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 2023-0168376 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 127 S TORN RANCH RD, LAKE ELSINORE, CA 92530 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 127 N TOM RANCH RD, LAKE ELSINORE, CA 92530 |
| Document Number | 0000467420 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 2020-0467420 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 127 S TORN RANCH RD, LAKE ELSINORE, CA 92530 |
| Document Number | 0000340697 |
| Instrument Date | Aug 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 127 N TORN RANCH RD LAKE ELSINORE CA 925301828, LAKE ELSINORE, CA 92530-1828 |
| Document Number | 0000340697 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 340697 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 16, 2037 |
The 2025 property tax bill for 127 S Torn Ranch Rd was $1,971 with a homeowner's exemption.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Lake Elsinore City |
| Unified School District | Lake Elsinore Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,948 (+2%) Land $85,569 Building $104,379 | ||
| 2025 | $1,971.00 Homeowner's exemption | $186,225 Land $83,892 Building $102,333 | |
| 2023 | $1,740.00 (+2.05%) Homeowner's exemption | $167,476 Land $80,636 Building $86,840 | |
| 2022 | $1,705.00 | ||
| 2021 | $317,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 S Torn Ranch Rd in Zone X, an area of moderate flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Winter Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 S Torn Ranch Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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