127 S Roy Rd, Gadsden, SC 29052 Property Records

Richland County property record for 127 S Roy Rd, Gadsden, SC 29052

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,109 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (May 2025)
Tax Bill	$1,321 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29900-03-09`

Property Details

APN / Parcel Number

Primary APN	`29900-03-09`
Alternative APNs	`R29900-03-09` `00892010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,109 sqft Heated Area
Gross Area	3,203 sqft
1st Floor Area	2,109 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft
Patio Area	342 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Private

Location & Zoning

Account Number	00892010
Street Address	127 S ROY RD
City	GADSDEN
State	SC
Zip	29052-9656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	#SU #PR 44-493
Jurisdiction	RICHLAND SC
Township / Civil Division	HOPKINS
Census Block Group	2
Census Block	2058
Census Tract	11802

Owner

127 S Roy Rd is owned by an individual who bought it in May 2025.

Source: Richland County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	149 S ROY RD, GADSDEN, SC 29052-9656
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 22, 2019	Grant Deed, Transfer · FHA Mortgage FLAGSTAR BK
Nov 30, 2017	Grant Deed, Transfer ATTORNEY ONLY
May 26, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2025 · Amount on File
Deed Sale	May 19, 2025 · Amount on File
Prior Sale	Feb 22, 2019 · Amount on File
Deed Document Number	202522581
Deed Book / Page	3020 / 2125
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	127 S ROY RD, GADSDEN, SC 29052-9656
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026511057
Date	Aug 5, 2021
Book Page	2651/1057
Instrument	2021052276

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Feb 22, 2019
Property Address	127 S ROY RD, GADSDEN, SC 29052-9656
Document Number	2373/1654
Book / Page	002373 / 001654
Instrument Date	Feb 19, 2019
Instrument	12420
Transaction Type	Transfer
Record Updated	Mar 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.71
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 GARY RD MACON GA 312172311, MACON, GA 31217-2311

Mortgage

Document Number	2373/1658
Date	Feb 22, 2019
Book Page	002373/001658
Instrument	12421

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2049

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 30, 2017
Property Address	127 S ROY RD, GADSDEN, SC 29052-9656
Document Number	2263/0615
Book / Page	002263 / 000615
Instrument Date	Jun 7, 2017
Instrument	89912
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST #1D OKLAHOMA CITY OK 731072420, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	RICHLAND SC
Recording Date	May 26, 2017
Property Address	127 S ROY RD, GADSDEN, SC 29052-9656
Document Number	2214/0806
Book / Page	002214 / 000806
Instrument Date	May 17, 2017
Instrument	39361
Transaction Type	Foreclosure
Record Updated	Jul 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$74.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1050 WOODWARD AVE DETROIT MI 482261906, DETROIT, MI 48226-1906

Tax Assessment & Valuation

The 2025 property tax bill for 127 S Roy Rd was $1,321.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,321.00	$140,000	$222,400 Land $8,300 Building $214,100
2023	$1,169.00	$4,872	$121,800
2021	$1,148.00	$4,870	$121,800 Land $7,500 Building $114,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 127 S Roy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 S Roy Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TRICOLINK Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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