McLennan County property record for 127 S Oak St, Waco, TX 76705
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,219 sqft · built 2005 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $251,569 (May 2025) |
| Tax Bill | $2,360 (2025) |
| Deeds & Mortgages | May 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-032600-000700-3 |
| Primary APN | 20-032600-000700-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,219 sqft Living Area |
| 1st Floor Area | 1,219 sqft |
| Flooring | Carpet |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 68 ft deep x 158 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 675 sqft |
| Porch | Open Porch |
| Porch Area | 104 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 127 S OAK ST |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76705-1856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MASSIER LOT 13A 14A BLOCK 1 ACRES .22 |
| Legal Subdivision | MASSIER |
| Legal Block | 1 |
| Legal Lot Number | 13A |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 1600 |
127 S Oak St is owned and occupied by an individual who bought it in May 2025.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 127 S OAK ST, WACO, TX 76705-1856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2025 · Amount on File |
| Deed Sale | May 1, 2025 · Amount on File |
| Prior Sale | May 18, 2016 · Amount on File |
| Deed Document Number | 202512841 |
| Prior Transfer Date | May 16, 2016 |
| Prior Transfer Doc | 0000015635 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 1, 2025 |
| Property Address | 127 S OAK ST, WACO, TX 76705-1856 |
| Document Number | 0000012841 |
| Map Reference | VOL 899 PG 43 |
| Instrument Date | Apr 29, 2025 |
| Instrument | 2025012841 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | ALA TITLE, ALAMO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 S OAK ST, WACO, TX 76705-1856 |
| Document Number | 0000012842 |
|---|---|
| Date | May 1, 2025 |
| Instrument | 2025012842 |
| Name | GRANITE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2055 |
The 2025 property tax bill for 127 S Oak St was $2,360, down 28.8% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Lacy-Lakeview City |
| Unified School District | Connally Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $191,524 (+1%) | $239,941 (+37.81%) Land $20,029 Building $219,912 | |
| 2025 | $2,360.00 (-28.81%) | $174,113 Land $18,110 Building $156,003 | $174,113 Land $18,110 Building $156,003 |
| 2024 | $3,315.00 | ||
| 2023 | $177,000 Land $18,110 Building $158,890 | $177,000 Land $18,110 Building $158,890 | |
| 2022 | $3,132.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 S Oak St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1979–1989) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1989 · Severe Storms, Tornadoes & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 127 S Oak St is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033 |
|---|---|
| Water Source | Purchased surface water from CITY OF WACO |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Central Link Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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