127 S Oak Pointe Dr, Seneca, SC 29672 Property Records

Oconee County property record for 127 S Oak Pointe Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,150 sqft · built 1999
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,194 (2025)
Deeds & Mortgages	Nov 2023 Transfer Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`208-05-01-039`

Property Details

APN / Parcel Number

Primary APN	`208-05-01-039`
Alternative APN	`25471`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,150 sqft Living Area
Attic Area	550 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Traditional
Exterior Material	Vinyl
Foundation Type	Raised
Roof Material	Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Detached
Garage Area	550 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25471
Old Parcel Number	208 05 01 039
Street Address	127 S OAK POINTE DR
City	SENECA
State	SC
Zip	29672-6764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 74 SOUTH OAK POINTE
Legal Subdivision	OAK POINTE
Legal Block	1
Legal Lot Number	74
Jurisdiction	OCONEE SC
Township / Civil Division	SENECA
Census Block Group	1
Census Block	1009
Census Tract	30601

Owner

127 S Oak Pointe Dr is owner-occupied and held in a trust since November 2023.

Source: Oconee County records, as of January 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	127 S OAK POINTE DR, SENECA, SC 29672-6764
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2023	Intrafamily Transfer, Transfer
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage RABUN CNTY BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Nov 27, 2023
Transfer Doc	0000006302
Record Updated	Jun 8, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCONEE SC
Recording Date	Nov 27, 2023
Property Address	127 S OAK POINTE DR, SENECA, SC 29672-6764
Document Number	0000006302
Book / Page	3009 / 290
Map Reference	MB A455 PG 103
Instrument Date	Nov 16, 2023
Instrument	6302
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	127 S OAK ST, SENECA, SC 29678-3413

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	127 S OAK POINTE DR, SENECA, SC 29672-6764
Document Number	0039190128
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	CRICKET LN MOUNTAIN REST SC 29664, MOUNTAIN REST, SC 29664

Mortgage

Document Number	0039190128
Date	Jan 22, 2020
Book Page	003919/000128

Lender

Name	RABUN CNTY BK
Type	Bank
Address	CLAYTON, GA 30525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

The 2025 property tax bill for 127 S Oak Pointe Dr was $1,194.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,194.00	$13,394 Land $1,612 Building $11,782	$334,860 Land $40,310 Building $294,550
2023		$13,394 (-) Land $1,612 Building $11,782	$334,860 (-) Land $40,310 Building $294,550
2022		$13,394 Land $1,612 Building $11,782	$334,860 Land $40,310 Building $294,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 S Oak Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 S Oak Pointe Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.2% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WALHALLA serves 16,010 people · EPA ID SC3710004
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Vyve Broadband.

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