127 S Main St, Davidson, NC 28036 Property Records

Mecklenburg County property record for 127 S Main St, Davidson, NC 28036

Property Summary

Property TypeCommercial
Details26,295 sqft · built 2003
Lot Size0.9 acres (39,204 sqft)
OwnerCompany Name on Record
Last Sale$620,000 (Sep 2002)
Tax Bill$44,438 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN007-013-21

Property Details

APN / Parcel Number

Primary APN007-013-21

Interior

Stories2 Stories
Building Area26,295 sqft Gross Area
1st Floor Area12,743 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeSteel Frame
Roof MaterialOther
Lot Area39,204 sqft (0.9 acres)
PorchFinished/Open Porch
Porch Area810 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address127 S MAIN ST
CityDAVIDSON
StateNC
Zip28036-8096
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeVCE
Legal DescriptionL1 M34-460
Legal SubdivisionPROPERTY/TRUSTEES/DAVIDSON CLG
Legal Block3
Legal Lot Number1
JurisdictionMECKLENBURG NC
Township / Civil Division9, DEWEESE
Census Block Group3
Census Block3007
Census Tract6403

Owner

Source: Mecklenburg County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4011 ABINGDON RD, CHARLOTTE, NC 28211-3822
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2002 · Amount on Record
Deed SaleSep 27, 2002 · Amount on Record
Deed Document Number2002188336
Deed Book / Page14133 / 410
Prior Transfer DateJun 28, 2002
Prior Transfer Doc0000188336
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Recording DateAug 3, 2026
Property Address127 S MAIN ST, DAVIDSON, NC 28036-8096
Document Number0000082965
Book / Page40620 / 98
Instrument DateJul 31, 2026
Instrument202682965
Transaction TypeMortgage
Record UpdatedAug 14, 2026
Title CompanyCHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address1194 QUEENS RD, CHARLOTTE, NC 28207-1850

Mortgage

Document Number0000082965,
DateAug 3, 2026
Book Page40620/98
Instrument202682965
Lender
NameBANK NATIONAL ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueAug 10, 2031
Interest
Rate TypeAdjustable Rate
Rate6.43%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityDavidson Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$44,438.00$5,857,200 Land $2,512,800 Building $3,344,400$5,857,200 Land $2,512,800 Building $3,344,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
TDS Telecom
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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