127 S Bentz St, Frederick, MD 21701 Property Records

Frederick County property record for 127 S Bentz St, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,984 sqft · built 1930
Lot Size	0.067 acres (2,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (Dec 2023)
Tax Bill	$4,913 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-061643`

Property Details

APN / Parcel Number

Primary APN	`02-061643`
Alternative APNs	`2061643` `061643`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,984 sqft Living Area
1st Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Block
Construction Type	Concrete Block
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	2,900 sqft (0.067 acres)
Lot Dimensions	145 ft deep x 20 ft wide
Porch	Open Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	061643
Street Address	127 S BENTZ ST
City	FREDERICK
State	MD
Zip	21701-5507
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DR
Legal Description	LT #10 20 X 145 127 S. BENTZ ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	10
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1007
Census Tract	750300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 S BENTZ ST, FREDERICK, MD 21701-5507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Dec 12, 2023	Deed, Transfer · Conventional Mortgage SHORE UNITED BANK NA
Jun 30, 2022	Deed of Trust, Mortgage · Line of Credit WOODSBORO BANK
May 20, 2019	Grant Deed, Foreclosure LAKESIDE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2023 · Amount on Record
Deed Sale	Dec 12, 2023 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Book / Page	16697 / 281
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	127 S BENTZ ST, FREDERICK, MD 21701-5507
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 S BENTZ ST, FREDERICK, MD 21701-5507
Investor	Possibly a Property Investor

Mortgage

Document Number	0177710166
Date	Mar 18, 2026
Book Page	17771/166

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 12, 2023
Property Address	127 S BENTZ ST, FREDERICK, MD 21701-5507
Document Number	0166970281
Book / Page	16697 / 281
Instrument Date	Dec 1, 2023
Transaction Type	Transfer
Record Updated	Dec 25, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,487.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 S BENTZ ST, FREDERICK, MD 21701-5507
Investor	Possibly a Property Investor

Mortgage

Document Number	0016697288
Date	Dec 12, 2023
Instrument	16697/288

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	127 S BENTZ ST, FREDERICK, MD 21701-5507
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 S BENTZ ST, FREDERICK, MD 21701-5507

Mortgage

Document Number	0160120135
Date	Jun 30, 2022
Book Page	16012/135

Lender

Name	WOODSBORO BANK
Type	Bank
Address	WOODSBORO, MD 21798

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 20, 2019
Property Address	127 S BENTZ ST, FREDERICK, MD 21701-5507
Document Number	0129760343
Book / Page	012976 / 000343
Instrument Date	May 13, 2019
Transaction Type	Foreclosure
Record Updated	May 31, 2019
Title Company	LAKESIDE TITLE

Transaction

Amount	Amount Recorded
Tax	$112.50
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 223 FREDERICK MD 217050223, FREDERICK, MD 21705-0223

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,300 (+32.74%) Land $121,800 Building $178,500	$300,300 (-) Land $121,800 Building $178,500
2024	$4,913.00 (+18.27%)
2023	$4,154.00	$226,233	$300,300 Land $121,800 Building $178,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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