127 Rojay Ln, Richlands, NC 28574 Property Records

Onslow County property record for 127 Rojay Ln, Richlands, NC 28574

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,715 sqft · built 1998
Lot Size	17.8 acres (775,368 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Jun 2026)
Tax Bill	$1,191 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`33-1`

Property Details

APN / Parcel Number

Primary APN	`33-1`
Alternative APNs	`490033124` `104250000` `028688`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,715 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	775,368 sqft (17.8 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	490033124
Street Address	127 ROJAY LN
City	RICHLANDS
State	NC
Zip	28574-7131
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RA
Legal Description	SR 1225 COSTON RD
Legal Subdivision	DONALD + TIFFANY BUCCI
Jurisdiction	ONSLOW NC
Township / Civil Division	RICHLANDS
Census Block Group	1
Census Block	1009
Census Tract	206

Owner

127 Rojay Ln, a mobile home, is owned and occupied by an individual who bought it in June 2026.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	127 ROJAY LN, RICHLANDS, NC 28574-7131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit MARINE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2026 · Amount on File
Deed Sale	Jun 17, 2026 · Amount on File
Prior Sale	Feb 15, 2007 · Amount on File
Deed Book / Page	6616 / 834
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jun 17, 2026
Property Address	127 ROJAY LN, RICHLANDS, NC 28574-7131
Document Number	6616000834
Book / Page	6616 / 834
Instrument Date	Jun 16, 2026
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 ROJAY LN, RICHLANDS, NC 28574-7131

Mortgage

Document Number	6616000837,
Date	Jun 17, 2026
Book Page	6616/837

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	127 ROJAY LN, RICHLANDS, NC 28574-7131
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058480306
Date	Oct 4, 2022
Book Page	5848/306

Lender

Name	MARINE FCU
Type	Credit Union
Address	JACKSONVILLE, NC 28546

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 127 Rojay Ln was $1,191, up 14.5% from the year before.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,191.00 (+14.52%)	$289,349 (+59.01%) Land $120,550 Building $168,799	$289,349 (+59.01%) Land $120,550 Building $168,799
2025	$1,040.00	$181,967 Land $71,330 Building $110,637	$181,967 Land $71,330 Building $110,637
2023	$1,040.00	$158,879 Land $71,330 Building $87,549	$158,879 Land $71,330 Building $87,549

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 127 Rojay Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Rojay Ln is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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