Putnam County property record for 127 River Rd, Satsuma, FL 32189
| Property Type | Single Family Home |
|---|---|
| Details | 2,095 sqft · built 2001 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,000,000 (Sep 2024) |
| Tax Bill | $9,423 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-11-26-8461-0060-0170 |
| Primary APN | 39-11-26-8461-0060-0170 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 12 Plumbing Fixtures |
|---|---|
| Building Area | 2,095 sqft Living Area |
| Gross Area | 2,620 sqft |
| 1st Floor Area | 2,095 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 1,110 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 61363 |
|---|---|
| Street Address | 127 RIVER RD |
| City | SATSUMA |
| State | FL |
| Zip | 32189-3033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SARATOGA HARBOR ESTS MB4 P161 BLK F LOT 17 (MAP SHEET 21/39L) |
| Legal Range | 26E |
| Legal Township | 11S |
| Legal Section | 39 |
| Legal Subdivision | SARATOGA HARBOR ESTATES |
| Legal Block | 6 |
| Legal Lot Number | 17 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | CRESCENT CITY |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 951200 |
127 River Rd is owned by an individual who bought it in September 2024.
Source: Putnam County records, as of June 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 311 SARATOGA DR, SATSUMA, FL 32189-3003 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2024 · Amount on File |
| Deed Sale | Sep 5, 2024 · Amount on File |
| Deed Document Number | 202423382 |
| Deed Book / Page | 1774 / 981 |
| Prior Transfer Date | Jun 13, 2008 |
| Prior Transfer Doc | 0011990023 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 127 RIVER RD, SATSUMA, FL 32189-3033 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0015751311 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 1575/1311 |
| Instrument | 202054007371 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 127 River Rd was $9,423.
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,423.00 | $579,880 Land $164,800 Building $415,080 | $579,880 Land $164,800 Building $415,080 |
| 2023 | $5,153.00 (+5.23%) Homeowner's exemption | $340,020 (+3%) | $543,160 (+10.71%) Land $164,800 Building $378,360 |
| 2022 | $4,897.00 Homeowner's exemption | $330,120 | $490,630 Land $164,800 Building $325,830 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 127 River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 127 River Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARATOGA HARBOR public/private · serves 111 people · EPA ID FL2541008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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