127 Ridgeway Ave, Aurora, IL 60506 Property Records

Kane County property record for 127 Ridgeway Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,344 sqft · built 1932
Lot Size	0.121 acres (5,280 sqft)
Owner	Individual Name on File
Last Sale	$180,500 (Apr 2020)
Tax Bill	$4,985 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-28-129-016`

Property Details

APN / Parcel Number

Primary APN	`15-28-129-016`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,624 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Frame
Lot Area	5,280 sqft (0.121 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch

Location & Zoning

Street Address	127 RIDGEWAY AVE
City	AURORA
State	IL
Zip	60506-5507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAGNERS 2ND ADD: W 40 FT LOT 13 & LOT 14 BLK 2
Legal Subdivision	WAGNERS 2ND ADD
Legal Block	2
Legal Lot Number	13,14
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	2
Census Block	2037
Census Tract	854700

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	127 RIDGEWAY AVE, AURORA, IL 60506-5507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANDE
Apr 3, 2020	Warranty Deed, Transfer · FHA Mortgage LEADER ONE FINANCIAL CORP
Aug 13, 2019	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 26, 2019	Grant Deed, Transfer · Line of Credit REPUBLIC BK/CHICAGO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2020 · Amount on File
Deed Sale	Apr 3, 2020 · Amount on File
Prior Sale	Aug 13, 2019 · Amount on File
Deed Document Number	202016673
Prior Transfer Date	Nov 2, 2010
Prior Transfer Doc	0000080964
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	127 RIDGEWAY AVE, AURORA, IL 60506-5507
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000330
Date	Jan 3, 2022
Instrument	2022K000330

Lender

Name	LOANDE
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate	3.75%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 3, 2020
Property Address	127 RIDGEWAY AVE, AURORA, IL 60506-5507
Document Number	0000016673
Instrument Date	Mar 10, 2020
Instrument	2020K016673
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 RIDGEWAY AVE, AURORA, IL 60506-5507

Mortgage

Document Number	0000016674
Date	Apr 3, 2020
Instrument	2020K016674

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 13, 2019
Property Address	127 RIDGEWAY AVE, AURORA, IL 60506-5507
Document Number	0000036346
Instrument Date	Jul 16, 2019
Instrument	36346
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$133.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	135 SAUGATUCK RD MONTGOMERY IL 605382439, MONTGOMERY, IL 60538-2439

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jun 26, 2019
Property Address	127 RIDGEWAY AVE, AURORA, IL 60506-5507
Document Number	0000026898
Instrument Date	Jun 25, 2019
Instrument	26898
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36W995 RED GATE RD ST CHARLES IL 601756223, ST CHARLES, IL 60175-6223

Mortgage

Document Number	26899
Date	Jun 26, 2019
Instrument	26899

Lender

Name	REPUBLIC BK/CHICAGO
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,985.00 (+2.64%) Homeowner's exemption	$75,121 (+9.39%) Land $8,298 Building $66,823	$225,453 (+9.39%) Land $24,904 Building $200,549
2024		$68,673 (+12.8%) Land $7,586 Building $61,087	$206,101 (+12.85%) Land $22,767 Building $183,334
2022	$4,857.00 (+4.9%) Homeowner's exemption	$60,879 (+7.41%) Land $6,184 Building $54,695	$182,637 (+7.41%) Land $18,552 Building $164,085
2021	$4,630.00 Homeowner's exemption	$56,679 Land $5,757 Building $50,922	$170,037 Land $17,271 Building $152,766

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1980–2008)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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