127 Ridge Oak Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 127 Ridge Oak Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,742 sqft · built 1985
Lot Size	0.817 acres (35,580 sqft)
Owner	Individual Name on Record
Last Sale	$232,400 (Aug 2007)
Tax Bill	$4,007 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R154712`

Property Details

APN / Parcel Number

Primary APN	`R154712`
Alternative APNs	`00821200801600111` `154712`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,742 sqft Living Area
Gross Area	2,499 sqft
1st Floor Area	1,742 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	35,580 sqft (0.817 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	171 sqft
Canopy	920 sqft
Storage Building	384 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	127 RIDGE OAK DR
City	RED OAK
State	TX
Zip	75154-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLK 8 SHADOWRIDGE #2 .8168 AC
Legal Subdivision	SHADOWRIDGE #2
Legal Block	8
Legal Lot Number	16
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3012
Census Tract	60207

Owner

Source: Ellis County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 RIDGE OAK DR, RED OAK, TX 75154-5015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 20, 2017	Deed of Trust, Mortgage GREENLIGHT LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2007 · Amount on Record
Deed Sale	Aug 6, 2007 · Amount on Record
Deed Document Number	200723010
Deed Book / Page	2329 / 1583
Prior Transfer Date	Jul 30, 2007
Prior Transfer Doc	0000023010
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	127 RIDGE OAK DR, RED OAK, TX 75154-5015
Transaction Type	Mortgage
Record Updated	Jul 17, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002318619
Date	Jun 29, 2023
Instrument	2318619

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 23, 2043

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	127 RIDGE OAK DR, RED OAK, TX 75154-5015
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2107659
Date	Feb 24, 2021
Instrument	2107659

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	127 RIDGE OAK DR, RED OAK, TX 75154-5015
Document Number	0000003255
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 RIDGE OAK DR RED OAK TX 751545015, RED OAK, TX 75154-5015

Mortgage

Document Number	0000003255
Date	Feb 3, 2017
Instrument	3255

Lender

Name	GREENLIGHT LOANS
Type	Funding / Finance Company
Address	DALLAS, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,570 (+13.62%)	$449,419 (+17.23%) Land $108,000 Building $341,419
2025	$4,007.00 (-3.52%) Homeowner's exemption	$383,350 (+1.12%) Land $108,000 Building $275,350	$383,350 (+1.12%) Land $108,000 Building $275,350
2024	$4,153.00 (+13.04%)
2023	$3,674.00 (-5.7%) Homeowner's exemption	$379,115 Land $85,000 Building $294,115	$379,115 Land $85,000 Building $294,115
2018	$3,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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