127 Richards Ln, Great Falls, MT 59404 Property Records

Cascade County property record for 127 Richards Ln, Great Falls, MT 59404

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,839 sqft · built 1997
Lot Size	8.15 acres (355,275 sqft)
Owner	2 Trust Names on File
Last Sale	$530,100 (Nov 2017)
Tax Bill	$13,704 (2026)
Deeds & Mortgages	Jul 2020 Transfer Nov 2017 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`R0236700`

Property Details

APN / Parcel Number

Primary APN	`R0236700`
Alternative APNs	`02-2891-11-3-01-01-0000` `0002324500` `02324500`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	21 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,839 sqft Living Area
1st Floor Area	2,291 sqft
2nd Floor Area	1,070 sqft
Upper Floors Area	142 sqft
Attic	Attic
Attic Area	336 sqft
Basement Area	2,291 sqft
Finished Basement	2,291 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	355,275 sqft (8.15 acres)
Terrain	Wooded
Garage Type	Detached
Garage Area	840 sqft

Exterior Amenities

Porch	Patio
Porch Area	312 sqft
Deck Area	531 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0002324500
Street Address	127 RICHARDS LN
City	GREAT FALLS
State	MT
Zip	59404-6482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S11, T19 N, R02 E, PARCEL 1-A OF COS #5128
Legal Range	02E
Legal Township	19N
Legal Section	11
Legal Subdivision	CERTIFICATE OF SURVEY #S-0004428
Legal Tract	1
Legal Lot Number	2
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	1
Census Block	1025
Census Tract	2302

Owner

127 Richards Ln is owner-occupied and held in a trust since November 2017.

Source: Cascade County records, as of September 3, 2026

Owner of Record	2 Trust Names on File
Mailing Address	127 RICHARDS LN, GREAT FALLS, MT 59404-6482
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 15, 2017	Deed of Trust, Mortgage STOCKMAN BK/MT
Nov 16, 2017	Warranty Deed, Transfer STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017 · Amount on File
Deed Sale	Nov 16, 2017 · Amount on File
Prior Sale	Nov 25, 2015
Deed Document Number	2017347803
Prior Transfer Date	Jun 10, 2011
Prior Transfer Doc	0000235326
Record Updated	Oct 29, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASCADE MT
Recording Date	Jul 29, 2020
Property Address	127 RICHARDS LN, GREAT FALLS, MT 59404-6482
Document Number	0000391846
Instrument Date	Jul 28, 2020
Instrument	391846
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	127 RICHARDS LN GREAT FALLS MT 594046482, GREAT FALLS, MT 59404-6482

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	127 RICHARDS LN, GREAT FALLS, MT 59404-6482
Document Number	0000347804
Instrument Date	Nov 15, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 RICHARDS LN GREAT FALLS MT 594046482, GREAT FALLS, MT 59404-6482

Mortgage

Document Number	0000347804
Date	Nov 20, 2017
Instrument	347804

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MLLES CITY, MT 59301

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 19, 2032

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Nov 16, 2017
Property Address	127 RICHARDS LN, GREAT FALLS, MT 59404-6482
Document Number	0000347803
Instrument Date	Nov 9, 2017
Instrument	347803
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRSTAMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 RICHARDS LN GREAT FALLS MT 594046482, GREAT FALLS, MT 59404-6482

Mortgage

Document Number	347804
Date	Nov 16, 2017
Instrument	347804

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 127 Richards Ln was $13,704, up 96.4% from the year before.

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,704.00 (+96.42%)	$1,273,500 (+9.86%)
2025	$6,977.00	$1,159,200	$1,273,500 Land $358,948 Building $914,552
2023	$7,820.00	$1,032,100	$1,032,100 Land $312,955 Building $719,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Richards Ln in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Richards Ln is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 75% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Konceptio Data Services Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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