127 Ramsgate Dr, Boiling Springs, NC 28017 Property Records

Cleveland County property record for 127 Ramsgate Dr, Boiling Springs, NC 28017

Property Summary

Property Type	Single Family Home
Details	967 sqft · built 1991
Lot Size	0.407 acres (17,760 sqft)
Owner	2 Individual Names on File
Last Sale	$94,500 (Jun 2009)
Tax Bill	$1,530 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41076`

Property Details

APN / Parcel Number

Primary APN	`41076`
Alternative APN	`1316774`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	967 sqft Finished Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2005
Exterior Material	Brick
Foundation Type	Footing
Lot Area	17,760 sqft (0.407 acres)
Lot Dimensions	160 ft deep x 111 ft wide
Garage Type	Carport
Garage Area	264 sqft
Carport	Carport
Carport Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	80 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1316774
Street Address	127 RAMSGATE DR
City	BOILING SPRINGS
State	NC
Zip	28017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	#28 PB16-137 RAMSGATE SD
Legal Subdivision	RAMSGATE SD
Legal Block	2
Legal Lot Number	36
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1003
Census Tract	951501

Owner

127 Ramsgate Dr is owned by two individuals who bought it in June 2009.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2511 ROCKFORD RD, SHELBY, NC 28152-8148
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2009 · Amount on File
Deed Sale	Jun 30, 2009 · Amount on File
Deed Book / Page	1578 / 2312
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Sep 8, 2017
Property Address	127 RAMSGATE DR, BOILING SPRINGS, NC 28017
Document Number	0017500913
Book / Page	001750 / 000913
Instrument Date	Sep 6, 2017
Instrument	4530
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	254 ROCKFORD RD SHELBY NC 28152, SHELBY, NC 28152

Mortgage

Document Number	17500916
Date	Sep 8, 2017
Book Page	001750/000916
Instrument	4531

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 7, 2047

Interest

Rate	5%

Tax Assessment & Valuation

The 2026 property tax bill for 127 Ramsgate Dr was $1,530, up 9.9% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Boiling Springs Town
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,530.00 (+9.91%)	$157,382 (-) Land $20,007 Building $137,375	$157,382 (-) Land $20,007 Building $137,375
2025	$1,392.00	$157,382 Land $20,007 Building $137,375	$157,382 Land $20,007 Building $137,375
2023		$107,711 Land $17,149 Building $90,562	$107,711 Land $17,149 Building $90,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Ramsgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Ramsgate Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BOILING SPRINGS serves 4,769 people · EPA ID NC0123025
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20