127 Phyllis Dr, Benson, NC 27504 Property Records

Johnston County property record for 127 Phyllis Dr, Benson, NC 27504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2001
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Jun 2026)
Tax Bill	$1,769 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07F09019M`

Property Details

APN / Parcel Number

Primary APN	`07F09019M`
Alternative APN	`2000172678`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	1,770 sqft
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)

Exterior Amenities

Porch	Slab
Porch Area	225 sqft
Deck Area	Deck Area
Patio Area	105 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2000172678
Street Address	127 PHYLLIS DR
City	BENSON
State	NC
Zip	27504-6578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAG
Legal Description	L40 CARRIE WDS P3 53/58-59
Legal Subdivision	CARRIW WOODS SUBDIVISION
Jurisdiction	JOHNSTON NC
Township / Civil Division	ELEVATION
Census Block Group	3
Census Block	3009
Census Tract	41505

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 PHYLLIS DR, BENSON, NC 27504-6578
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 12, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Oct 27, 2020	Deed of Trust, Construction Loan · Line of Credit STATE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Aug 28, 2013 · Amount on Record
Deed Document Number	202619023
Deed Book / Page	7130 / 737
Prior Transfer Date	Sep 8, 2006
Prior Transfer Doc	0000146818
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	127 PHYLLIS DR, BENSON, NC 27504-6578
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026358
Date	Aug 16, 2023
Book Page	6528/553
Instrument	2023026358

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	GREENVILLE, SC 29611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Property Address	127 PHYLLIS DR, BENSON, NC 27504-6578
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000813550
Date	Jun 8, 2022
Book Page	6275/251
Instrument	2022813550

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	GARNER, NC 27529

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSTON NC
Recording Date	Jun 12, 2026
Property Address	127 PHYLLIS DR, BENSON, NC 27504-6578
Document Number	0000019023
Book / Page	7130 / 737
Instrument Date	Jun 12, 2026
Instrument	202619023
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$70,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	127 PHYLLIS DR, BENSON, NC 27504-6578

Mortgage

Document Number	0000019024,
Date	Jun 12, 2026
Instrument	202619024

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	JOHNSTON NC
Recording Date	Oct 27, 2020
Property Address	127 PHYLLIS DR, BENSON, NC 27504-6578
Document Number	0000685625
Book / Page	005737 / 000661
Instrument Date	Oct 21, 2020
Instrument	685625
Transaction Type	Construction Loan
Record Updated	Nov 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000685625
Date	Oct 27, 2020
Book Page	005737/000661
Instrument	685625

Lender

Name	STATE EMPS CU
Address	PO BOX 25279, RALEIGH, NC 27611-5279

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Johnston County
Unified School District	Johnston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,769.00 (-1.61%)	$283,160 (-) Land $67,600 Building $215,560	$283,160 (-) Land $67,600 Building $215,560
2025	$1,798.00 (+24.09%)	$283,160 (+54.31%) Land $67,600 Building $215,560	$283,160 (+54.31%) Land $67,600 Building $215,560
2023	$1,449.00	$183,500 Land $36,400 Building $147,100	$183,500 Land $36,400 Building $147,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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