Mitchell County property record for 127 Phillips Ln, Spruce Pine, NC 28777 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1932 |
| Square Footage | 992 sqft Living Area |
| Lot Size | 44,867 sqft (1.03 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $153,000 (2023) |
| Tax Bill | $693.00 (2025) |
| Primary APN | 0880-16-93-6673 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 992 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1932 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 44,867 sqft (1.03 acres) |
| Heating System | Central Heating |
|---|
| Account Number | 555785097 |
|---|---|
| Street Address | 127 PHILLIPS LN |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-2621 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MAP 7 BLK 1 LOT #15 |
| Legal Block | 1 |
| Jurisdiction | MITCHELL NC |
| Minor Civil Division | GRASSY CREEK |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 950300 |
Source: Mitchell County records · APN 0880-16-93-6673
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 127 PHILLIPS LN, SPRUCE PINE, NC 28777-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on Record |
| Deed Sale | Aug 25, 2023 · Amount on Record |
| Deed Doc Number | 2023001718 |
| Deed Book / Page | 661 / 78 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Aug 25, 2023 |
| Property Address | 127 PHILLIPS LN, SPRUCE PINE, NC 28777-2621 |
| Document Number | 0000661/78 |
| Book / Page | 661 / 78 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023001718 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $306.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 242 DUKE FRANKLIN RD, SPRUCE PINE, NC 28777-9220 |
| Name | Verified Name |
|---|---|
| Address | 127 PHILLIPS LN, SPRUCE PINE, NC 28777-2621 |
| Document Number | 0000661/81 |
|---|---|
| Date | Aug 25, 2023 |
| Book Page | 661/81 |
| Instrument | 2023001719 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $693.00 | $123,900 (-) Land $25,500 Building $98,400 |
| 2023 | $693.00 | $123,900 Land $25,500 Building $98,400 |
127 Phillips Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 44th percentile of exposed land nationally · 64th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,370 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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