Franklin County property record for 127 Penile Ct, Decherd, TN 37324
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,488 sqft · built 1985 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $824 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 026047 00819 |
| Primary APN | 026047 00819 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Detached |
| Garage Area | 640 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 100 sqft |
| Patio Area | 1 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 127 PENILE CT |
|---|---|
| City | DECHERD |
| State | TN |
| Zip | 37324-4135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 19, COUNTY AREA: R02 |
| Legal Subdivision | VALLEY LANE |
| Jurisdiction | FRANKLIN TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 960100 |
Source: Franklin County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 127 PENILE CT, DECHERD, TN 37324-4135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Jul 19, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 1984 |
| Deed Sale | Apr 19, 1984 |
| Deed Document Number | 0000200459 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 127 PENILE CT, DECHERD, TN 37324-4135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000004938 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | T1338/150 |
| Instrument | 20004938 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN TN |
| Property Address | 127 PENILE CT, DECHERD, TN 37324-4135 |
| Document Number | 0000004442 |
| Book / Page | 001224 / 000710 |
| Instrument Date | Jul 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 127 PENILE CT DECHERD TN 373244135, DECHERD, TN 37324-4135 |
| Document Number | 0000004442 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 001224/000710 |
| Instrument | 4442 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 25, 2047 |
Source: Franklin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $824.00 (+7.01%) | $41,300 (-) Land $7,900 Building $33,400 | |
| 2023 | $41,300 Land $7,900 Building $33,400 | ||
| 2022 | $770.00 | $165,200 Land $31,600 Building $133,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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