127 Pearson Dr, Asheville, NC 28801 Property Records

Buncombe County property record for 127 Pearson Dr, Asheville, NC 28801

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 996 sqft · built 1915
Lot Size0.09 acres (3,920 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Jun 2017)
Tax Bill$2,839 (2025)
Deeds & MortgagesAug 2021 Mortgage
May 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN698710-2020-202

Property Details

APN / Parcel Number

Primary APN698710-2020-202
Alternative APNs
  • 9649-03-1577-00000
  • 964913031502000
  • 002946600

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area996 sqft Living Area
1st Floor Area996 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1940
Architectural StyleConventional
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,920 sqft (0.09 acres)
PorchOpen Porch
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number698710-2020-202
Street Address127 PEARSON DR
CityASHEVILLE
StateNC
Zip28801-1611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM8
Legal DescriptionPLAT: 0000-0000
Legal Block2
JurisdictionBUNCOMBE NC
Township / Civil DivisionASHEVILLE
Census Block Group2
Census Block2013
Census Tract300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Montford Area Historic District
listed 1977 · 592 contributing resources · NRIS 77000991

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

127 Pearson Dr is owned by two individuals who acquired it in August 2021.

Source: Buncombe County records, as of March 25, 2026

Owner of Record2 Individual Names on File
Mailing Address540 VISTA DEL LAGO LN, WAKE FOREST, NC 27587-5340
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
May 8, 2018Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2017 · Amount on File
Deed SaleJun 16, 2017 · Amount on File
Deed Book / Page5560 / 1818
Last Transfer DateAug 21, 2021
Transfer Doc0061110833
Record UpdatedJun 8, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUNCOMBE NC
Recording DateAug 25, 2021
Property Address127 PEARSON DR, ASHEVILLE, NC 28801-1611
Document Number0061110833
Book / Page6111 / 833
Instrument DateAug 21, 2021
Transaction TypeTransfer
Record UpdatedSep 3, 2021
Title CompanySERVICELINK EAST ESCROW

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 PEARSON DR, ASHEVILLE, NC 28801-1611

Mortgage

Document Number6111836
DateAug 25, 2021
Instrument6111/836
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address127 PEARSON DR, ASHEVILLE, NC 28801-1611
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056620112
DateMay 8, 2018
Book Page5662/0112
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressSALISBURY, NC 28144
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 127 Pearson Dr was $2,839, up 6.3% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
MunicipalityAsheville City
Unified School DistrictAsheville City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,839.00 (+6.33%)$258,500 Land $81,400 Building $177,100$258,500 Land $81,400 Building $177,100
2024$2,670.00 (+2.57%)
2023$2,603.00$258,500$258,500 Land $81,400 Building $177,100
2021$258,500 Land $81,400 Building $177,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Pearson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Pearson Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ASHEVILLE
serves 157,431 people · EPA ID NC0111010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Skyrunner
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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