Harris County property record for 127 Payne St, Houston, TX 77009
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,344 sqft · built 1920 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Nov 2017) |
| Tax Bill | $2,363 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-215-005-0017 |
| Primary APN | 015-215-005-0017 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Foundation Type | Raised |
| Lot Area | 5,000 sqft (0.115 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 64 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0152150050017 |
|---|---|
| Street Address | 127 PAYNE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77009-7622 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | TR 17 BLK 31 GROTA HOME |
| Legal Subdivision | GROTA HOME |
| Legal Tract | 17 |
| Legal Block | 31 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 510301 |
127 Payne St, a duplex, is owned and occupied by an individual who bought it in November 2017.
Source: Harris County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 127 1/2 PAYNE ST, HOUSTON, TX 77009-7622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2024 | Deed of Trust, Mortgage · Line of Credit HOUSTON FCU |
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Nov 3, 2017 | Warranty Deed, Transfer SENTE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 3, 2017 · Amount on File |
| Deed Sale | Nov 3, 2017 · Amount on File |
| Deed Document Number | 2017485463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 127 PAYNE ST, HOUSTON, TX 77009-7622 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000066838 |
|---|---|
| Date | Feb 27, 2024 |
| Instrument | 2024-66838 |
| Name | HOUSTON FCU |
|---|---|
| Type | Credit Union |
| Address | SUGAR LAND, TX 77479 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 127 PAYNE ST, HOUSTON, TX 77009-7622 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021162063 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 2021-162063 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Nov 3, 2017 |
| Property Address | 127 PAYNE ST, HOUSTON, TX 77009-7622 |
| Document Number | 0000485463 |
| Instrument Date | Nov 1, 2017 |
| Instrument | 485463 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 PAYNE ST HOUSTON TX 770097622, HOUSTON, TX 77009-7622 |
| Document Number | 485464 |
|---|---|
| Date | Nov 3, 2017 |
| Instrument | 485464 |
| Name | SENTE MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78746 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 2, 2047 |
The 2025 property tax bill for 127 Payne St was $2,363 with a homeowner's exemption, down 26.7% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $710,000 (+9.23%) Land $560,000 Building $150,000 | $710,000 (+9.23%) Land $560,000 Building $150,000 | |
| 2025 | $2,363.00 (-26.73%) Homeowner's exemption | $650,000 Land $500,000 Building $150,000 | $650,000 Land $500,000 Building $150,000 |
| 2024 | $3,225.00 | ||
| 2023 | $626,000 Land $450,000 Building $176,000 | $626,000 Land $450,000 Building $176,000 | |
| 2022 | $2,930.00 | ||
| 2020 | $4,171.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 127 Payne St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 85 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 163 units insured incl. 78 condo units |
| Nearby Flood Claims | 8 (2015–2024) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 127 Payne St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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