127 Park Ave, Flora, IL 62839 Property Records

Clay County property record for 127 Park Ave, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 884 sqft · built 1939
Lot Size	0.154 acres (6,721 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (May 2026)
Tax Bill	$624 (2025)
Deeds & Mortgages	Jun 2026 Transfer May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-36-101-127`

Property Details

APN / Parcel Number

Primary APN	`10-36-101-127`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Living Area
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	6,721 sqft (0.154 acres)
Porch	Slab
Porch Area	112 sqft

Location & Zoning

Street Address	127 PARK AVE
City	FLORA
State	IL
Zip	62839-2244
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	FAIR ADDN LOT 152 EX W 3'
Legal Subdivision	FAIR ADD
Legal Lot Number	152
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2097
Census Tract	972100

Owner

127 Park Ave, a residential property, is owned and occupied by an individual who acquired it in June 2026.

Source: Clay County records, as of October 15, 2026

Owner of Record	Individual Name on File
Mailing Address	127 PARK AVE, FLORA, IL 62839-2244
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Correction Deed NONE LISTED ON DOCUMENT
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage FLORA BANK AND TRUST
May 27, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Deed Document Number	20261009
Last Transfer Date	Jun 22, 2026
Transfer Doc	0000001185
Record Updated	Oct 29, 2026

June 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLAY IL
Recording Date	Jun 24, 2026
Property Address	127 PARK AVE, FLORA, IL 62839-2244
Document Number	0000001185
Instrument Date	Jun 22, 2026
Instrument	20261185
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 PARK AVE, FLORA, IL 62839-2244

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	May 27, 2026
Property Address	127 PARK AVE, FLORA, IL 62839-2244
Document Number	0000001009
Instrument Date	May 21, 2026
Instrument	20261009
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 PARK AVE, FLORA, IL 62839-2244

Mortgage

Document Number	0000001010,
Date	May 27, 2026
Instrument	20261010

Lender

Name	FLORA BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	May 27, 2026
Property Address	127 PARK AVE, FLORA, IL 62839-2244
Document Number	D202601009
Instrument Date	May 21, 2026
Instrument	20261009
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 PARK AVE, FLORA, IL 62839-2244

Mortgage

Document Number	0000001010,
Date	May 27, 2026
Instrument	20261010

Lender

Name	BANK TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 127 Park Ave was $624 with a senior citizen's exemption, down 23.2% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$624.00 (-23.25%)	$11,142 (+11.44%) Land $1,980 Building $9,162	$33,426 (+11.44%) Land $5,940 Building $27,486
2024	$813.00	$9,998 Land $1,777 Building $8,221	$29,994 Land $5,331 Building $24,663
2022	$796.00 (+9.34%)	$8,362 Land $1,419 Building $6,943	$25,086 Land $4,257 Building $20,829
2021	$728.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 127 Park Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Park Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave.

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