127 Overlook Rd, Huron, OH 44839 Property Records

Erie County property record for 127 Overlook Rd, Huron, OH 44839

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,685 sqft · built 2007
Lot Size	0.114 acres (4,961 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (May 2025)
Tax Bill	$3,749 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-00156-000`

Property Details

APN / Parcel Number

Primary APN	`43-00156-000`
Alternative APN	`004038-7`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
Gross Area	2,245 sqft
1st Floor Area	1,125 sqft
Attic	Attic
Attic Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	4,961 sqft (0.114 acres)
Lot Dimensions	62 ft deep x 80 ft wide
Porch	Slab
Porch Area	60 sqft
Patio Area	130 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	004038-7
Street Address	127 OVERLOOK RD
City	HURON
State	OH
Zip	44839-1183
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	222 OVERLOOK RD & 221
Legal Subdivision	RYE BEACH LAND COMPANYS SUBDIVISION
Legal Lot Number	221&222
Jurisdiction	ERIE OH
Township / Civil Division	HURON
Census Block Group	1
Census Block	1021
Census Tract	40500

Owner

Source: Erie County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 OVERLOOK RD, HURON, OH 44839-1183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
May 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 6, 2019	Deed of Trust, Mortgage · ARM CF BANK
Mar 8, 2018	Warranty Deed, Transfer · Commercial Mortgage VACATIONLAND FEDERAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2025 · Amount on Record
Deed Sale	May 1, 2025 · Amount on Record
Prior Sale	Mar 8, 2018 · Amount on Record
Deed Document Number	20253129
Prior Transfer Date	Nov 15, 2012
Prior Transfer Doc	0000013165
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	127 OVERLOOK RD, HURON, OH 44839-1183
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000391
Date	Jan 12, 2022
Instrument	202200391

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	May 19, 2022
Property Address	127 OVERLOOK RD, HURON, OH 44839-1183
Document Number	0000004970
Map Reference	VOL 8 PG 4&5
Instrument Date	May 18, 2022
Instrument	202204970
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	127 OVERLOOK RD, HURON, OH 44839-1183

Mortgage

Document Number	0000004971
Date	May 19, 2022
Instrument	202204971

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE OH
Property Address	127 OVERLOOK RD, HURON, OH 44839-1183
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000934
Date	Feb 6, 2019
Instrument	201900934

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	9.25%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Mar 8, 2018
Property Address	127 OVERLOOK RD, HURON, OH 44839-1183
Document Number	0000001980
Map Reference	VOL8 PG4&5
Instrument Date	Mar 8, 2018
Instrument	201801980
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3917 GALLOWAY RD, SANDUSKY, OH 44870-7140

Mortgage

Document Number	0000001981
Date	Mar 8, 2018
Instrument	201801981

Lender

Name	VACATIONLAND FEDERAL CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
County Subdivision	Huron Township
Municipality	Huron City
Unified School District	Huron City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,749.00 (-3.65%)	$95,451 (-) Land $10,125 Building $85,326
2024	$3,891.00 (-10.01%)	$95,451 (-0.18%) Land $10,125 Building $85,326	$272,720 (-0.18%) Land $28,930 Building $243,790
2023	$4,324.00 (+6.5%)	$95,623 (+%) Land $8,960 Building $86,663
2022	$4,060.00	$95,620 Land $8,960 Building $86,660
2021			$273,210 Land $25,600 Building $247,610

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	52 (1979–2021)
Claims Outside the SFHA	11 of 52
Most Recent Claim	May 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HURON CITY serves 6,893 people · EPA ID OH2201011
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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