127 Oak St, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 127 Oak St, Plattsburgh, NY 12901

Property Summary

Property Type	Triplex
Details	8 bd · 3.5 ba · 4,774 sqft · built 1905
Lot Size	0.454 acres (19,800 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Aug 2020)
Tax Bill	$8,851 (2026)
Deeds & Mortgages	Aug 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`091300 207.15-3-9`

Property Details

APN / Parcel Number

Primary APN	`091300 207.15-3-9`
Alternative APN	`130020701500030090000000`

Interior

Bedrooms	8 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,774 sqft Total Area
1st Floor Area	2,345 sqft
2nd Floor Area	2,429 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	19,800 sqft (0.454 acres)
Lot Dimensions	165 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	212 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	127 OAK ST
City	PLATTSBURGH
State	NY
Zip	12901-1636
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	3 APT FR DWLG 2 GAR LOT
Legal Block	3
Legal Lot Number	9.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	2
Census Block	2006
Census Tract	100901

Owner

Source: Clinton County and Plattsburgh City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 BLAIR RD, PLATTSBURGH, NY 12901-6900
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2020 · Amount on Record
Deed Sale	Aug 27, 2020 · Amount on Record
Deed Document Number	2020309682
Prior Transfer Date	Feb 26, 2013
Prior Transfer Doc	0000020132/000005513
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON NY
Recording Date	Aug 27, 2020
Property Address	127 OAK ST, PLATTSBURGH, NY 12901-1636
Document Number	0000309682
Instrument Date	Jul 20, 2020
Instrument	309682
Transaction Type	Transfer
Record Updated	Sep 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 NORTH AVE #301 BURLINGTON VT 054012979, 301, BURLINGTON, VT 05401-2979

Mortgage

Document Number	309684
Date	Aug 27, 2020
Instrument	309684

Lender

Name	SEACOMM FCU
Type	Credit Union
Address	MASSENA, NY 13662

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 26, 2030

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	309686,
Date	Aug 27, 2020
Instrument	309686

Lender

Name	PHILLIP M & GERALD L LAMARCHE
Address	37 PALMER ST, PLATTSBURGH, NY 12901-1509
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Aug 26, 2027

Interest

Rate	4%

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
Municipality	Plattsburgh City
Unified School District	Plattsburgh City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,851.00 (+134.4%)
2025	$3,776.00	$286,100 (+17.64%) Land $39,700 Building $246,400	$286,100 (+17.64%) Land $39,700 Building $246,400
2023		$243,200 Land $39,700 Building $203,500	$243,200 Land $39,700 Building $203,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CITY serves 24,173 people · EPA ID NY0900217
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Westelcom Networks.

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