127 Northpoint Dr, Laredo, TX 78041 Property Records

Webb County property record for 127 Northpoint Dr, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,077 sqft · built 1986
Lot Size	0.113 acres (4,939 sqft)
Owner	Individual Name on Record
Tax Bill	$691 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`954-00001-014`

Property Details

APN / Parcel Number

Primary APN	`954-00001-014`
Alternative APN	`225287`

Interior

Stories	1 Story
Building Area	1,077 sqft Living Area
Gross Area	1,330 sqft
1st Floor Area	1,077 sqft

Exterior

Year Built	Built 1986
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,939 sqft (0.113 acres)
Lot Dimensions	110 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	86 sqft

Location & Zoning

Account Number	225287
Old Parcel Number	95400001014
Street Address	127 NORTHPOINT DR
City	LAREDO
State	TX
Zip	78041-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK 1 NORTH POINT HILLS
Legal Subdivision	NORTH POINTS
Legal Block	1
Legal Lot Number	14
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2001
Census Tract	1719

Owner

Source: Webb County records, as of November 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 NORTHPOINT DR, LAREDO, TX 78041-5905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · FHA Mortgage OCEANSIDE MORTGAGE CO
Feb 20, 2020	Vendor's Lien, Transfer · FHA Mortgage INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2020
Deed Sale	Feb 20, 2020
Deed Document Number	1385121
Deed Book / Page	4741 / 382
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	127 NORTHPOINT DR, LAREDO, TX 78041-5905
Transaction Type	Mortgage
Record Updated	Mar 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005221/557
Date	Feb 25, 2022
Book Page	5221/557
Instrument	1459470

Lender

Name	OCEANSIDE MORTGAGE CO
Type	Mortgage Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Feb 20, 2020
Property Address	127 NORTHPOINT DR, LAREDO, TX 78041-5905
Document Number	004741/382
Book / Page	4741 / 382
Map Reference	VOL 3 PG 95
Instrument Date	Feb 18, 2020
Instrument	1385121
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 NORTHPOINT DR, LAREDO, TX 78041-5905

Mortgage

Document Number	0001385122
Date	Feb 20, 2020
Instrument	1385122

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Webb County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,897 (+10.54%) Land $60,256 Building $105,641	$165,897 (+10.54%) Land $60,256 Building $105,641
2024	$691.00 (-25.46%)
2023		$150,081 Land $30,424 Building $119,657	$150,081 Land $30,424 Building $119,657
2022	$927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 71 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	20 (1981–2017)
Claims Outside the SFHA	2 of 20
Most Recent Claim	May 2017 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Smartcom Telephone.

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