127 Niagara St, Newark, NJ 07105 Property Records

Essex County and Newark City property record for 127 Niagara St, Newark, NJ 07105

Property Summary

Property Type	Single Family Home
Details	2,288 sqft · built 2007
Lot Size	0.031 acres (1,355 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Mar 2021)
Tax Bill	$8,822 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02078-0000-00034-01`

Property Details

APN / Parcel Number

Primary APN	`14-02078-0000-00034-01`
Alternative APN	`14020780000000340001`

Interior

Building Area	2,288 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	1,355 sqft (0.031 acres)

Location & Zoning

Old Parcel Number	14020780000000340001
Street Address	127 NIAGARA ST
City	NEWARK
State	NJ
Zip	07105-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1353 SF
Legal Subdivision	NIAGARA TWNHMS
Legal Block	2078
Legal Lot Number	34.1
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	2
Census Block	2018
Census Tract	7400

Owner

Source: Essex County and Newark City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 NIAGARA ST, NEWARK, NJ 07105-3334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 23, 2021	Bargain and Sale Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021 · Amount on Record
Deed Sale	Mar 23, 2021 · Amount on Record
Prior Sale	Sep 25, 2007 · Amount on Record
Deed Document Number	202135076
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	127 NIAGARA ST, NEWARK, NJ 07105-3334
Transaction Type	Mortgage
Record Updated	Jan 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 NIAGARA ST, NEWARK, NJ 07105-3334

Mortgage

Document Number	0000075511
Date	Dec 19, 2023
Instrument	2023075511

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Apr 1, 2051

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 23, 2021
Property Address	127 NIAGARA ST, NEWARK, NJ 07105-3334
Document Number	2021035076
Instrument Date	Mar 12, 2021
Instrument	2021035076
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	NEW HORIZON ABSTRACT INC, NEW HORIZON ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	41 LONG RD, 41, FREEHOLD, NJ 07728-3445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 NIAGARA ST, NEWARK, NJ 07105-3334

Mortgage

Document Number	2021035078
Date	Mar 23, 2021
Instrument	2021035078

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,600 (-) Land $53,200 Building $167,400	$220,600 (-) Land $53,200 Building $167,400
2025	$8,822.00 (+5.16%)	$220,600 (-) Land $53,200 Building $167,400	$220,600 (-) Land $53,200 Building $167,400
2024	$8,389.00 (+1.8%)
2023		$220,600 Land $53,200 Building $167,400	$220,600 Land $53,200 Building $167,400
2022	$8,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

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