127 Newtown Rd, Stearns, KY 42647 Property Records

McCreary County property record for 127 Newtown Rd, Stearns, KY 42647

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,240 sqft · built 1973
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Company Names on Record
Tax Bill	$988 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2005 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106-30-05-001.00`

Property Details

APN / Parcel Number

Primary APN	`106-30-05-001.00`
Alternative APN	`12730`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,240 sqft Living Area
Basement Area	660 sqft
Unfinished Basement	660 sqft
Family Room	Family Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Other
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Driveway	Concrete Driveway
Porch	Slab
Porch Area	80 sqft

Utilities, Heating & Cooling

Heating System	Other
Water Source	Commercial

Location & Zoning

Street Address	127 NEWTOWN RD
City	STEARNS
State	KY
Zip	42647-6135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 & HSE
Legal Subdivision	NEWTOWN ESTATES
Legal Lot Number	13
Jurisdiction	MCCREARY KY
Township / Civil Division	STEARNS-WHITLEY CITY
Census Block Group	2
Census Block	2027
Census Tract	960302

Owner

Source: McCreary County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	127 NEWTOWN RD, STEARNS, KY 42647-6135
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 9, 2005	Deed of Trust, Mortgage HOUSEHOLD FINANCE CORP II
Apr 16, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 10, 2026
Transfer Doc	0000158992
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCREARY KY
Property Address	127 NEWTOWN RD, STEARNS, KY 42647-6135
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M237/396
Date	Mar 8, 2022
Book Page	M237/396
Instrument	136562

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCCREARY KY
Property Address	127 NEWTOWN RD, STEARNS, KY 42647-6135
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000142/364
Date	Sep 9, 2005
Book Page	142/364
Instrument	78081

Lender

Name	HOUSEHOLD FINANCE CORP II
Address	171B W LOWRY LN, LEXINGTON, KY 40503

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Sep 2, 2030

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCCREARY KY
Recording Date	Apr 16, 2026
Property Address	127 NEWTOWN RD, STEARNS, KY 42647-6135
Document Number	0000158992
Book / Page	244 / 507
Instrument Date	Apr 10, 2026
Instrument	2026158992
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	127 NEWTOWN RD, STEARNS, KY 42647-6135

Tax Assessment & Valuation

Source: McCreary County assessment roll, as of January 30, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	McCreary County
Unified School District	McCreary County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$988.00 (-1.5%)	$123,000 (-)	$123,000 (-)
2023	$1,003.00	$123,000	$123,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 80% of Kentucky
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCCREARY COUNTY WATER DISTRICT serves 34,439 people · EPA ID KY0740276
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Highland Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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