127 N Mapleton Dr, East Flat Rock, NC 28726 Property Records

Henderson County property record for 127 N Mapleton Dr, East Flat Rock, NC 28726

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,280 sqft · built 2017
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Jan 2020)
Tax Bill	$1,483 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9577968720`

Property Details

APN / Parcel Number

Primary APN	`9577968720`
Alternative APN	`1018609`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,280 sqft Heated Area
1st Floor Area	1,280 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	1018609
Street Address	127 N MAPLETON DR
City	EAST FLAT ROCK
State	NC
Zip	28726-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1018609~R1
Legal Description	SR1816 ON MAPLETON DRIVE LO1 PL2015-9981
Legal Subdivision	EAST FLAT ROCK ZONED
Legal Block	96
Legal Lot Number	8720
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	2
Census Block	2020
Census Tract	931401

Owner

127 N Mapleton Dr is owned and occupied by an individual who bought it in January 2020.

Source: Henderson County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	127 N MAPLETON DR, EAST FLAT ROCK, NC 28726-2215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jan 31, 2020	Warranty Deed, Transfer
Jan 19, 2018	Warranty Deed, Transfer · Conventional with PMI TELCO CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2020 · Amount on File
Deed Sale	Jan 31, 2020 · Amount on File
Prior Sale	Jan 19, 2018 · Amount on File
Deed Book / Page	3446 / 114
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	127 N MAPLETON DR, EAST FLAT ROCK, NC 28726-2215
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 N MAPLETON DR, EAST FLAT ROCK, NC 28726-2215

Mortgage

Document Number	0043600691
Date	Nov 6, 2025
Book Page	4360/691
Instrument	1001039874

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jan 31, 2020
Property Address	127 N MAPLETON DR, EAST FLAT ROCK, NC 28726-2215
Document Number	0034460114
Book / Page	3446 / 114
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 N MAPLETON DR, EAST FLAT ROCK, NC 28726-2215

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jan 19, 2018
Property Address	127 N MAPLETON DR, EAST FLAT ROCK, NC 28726-2215
Document Number	0031540535
Book / Page	003154 / 000535
Instrument Date	Jan 16, 2018
Instrument	877390
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 N MAPLETON DR EAST FLAT ROCK NC 28726, EAST FLAT ROCK, NC 28726

Mortgage

Document Number	31540537
Date	Jan 19, 2018
Book Page	003154/000537
Instrument	877391

Lender

Name	TELCO CMNTY CU
Type	Credit Union
Address	ASHEVILLE, NC 28806

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 127 N Mapleton Dr was $1,483.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,500 Land $30,300 Building $234,200
2025	$1,483.00
2023		$264,500 Land $30,300 Building $234,200	$264,500 Land $30,300 Building $234,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 N Mapleton Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 N Mapleton Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon, Vyve Broadband.

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