127 N Light St, Springfield, OH 45504 Property Records

Clark County property record for 127 N Light St, Springfield, OH 45504

Property Summary

Property TypeCommercial
Details4 bd · 1,324 sqft · built 1876
Lot Size0.098 acres (4,291 sqft)
OwnerCompany Name on File
Last Sale$1,000,000 (Aug 2023)
Tax Bill$39 (2024)
Deeds & MortgagesAug 2023 Mortgage
Aug 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN340-06-00005-424-011

Property Details

APN / Parcel Number

Primary APN340-06-00005-424-011

Interior

Bedrooms4 Beds
Stories2 Stories
Building Area1,324 sqft

Exterior

Year BuiltBuilt 1876
Lot Area4,291 sqft (0.098 acres)
Lot Dimensions148 ft deep x 29 ft wide

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address127 N LIGHT ST
CitySPRINGFIELD
StateOH
Zip45504
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDEMINTS MID PTS; 262 & 263
Legal SubdivisionDEMINTS
Legal Block424
JurisdictionCLARK OH
Township / Civil DivisionSPRINGFIELD
Census Block Group3
Census Block3026
Census Tract3400

Owner

127 N Light St, a commercial property, is owned by a company that bought it in August 2023.

Source: Clark County records, as of January 8, 2026

Owner of RecordCompany Name on File
Mailing Address395 W LAKE ST, ELMHURST, IL 60126-1508
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2023Deed of Trust, Mortgage · Commercial Mortgage
NEW CARLISLE FEDERAL SAVINGS BANK
Aug 15, 2023Warranty Deed, Transfer · Commercial Mortgage
NEW CARLISLE FEDERAL SAVINGS BANK
Jun 16, 2020Deed of Trust, Mortgage · Line of Credit
SECURITY NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 15, 2023 · Amount on File
Deed SaleAug 15, 2023 · Amount on File
Deed Document Number2772
Deed Book / Page2226 / 5779
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address127 N LIGHT ST, SPRINGFIELD, OH 45504
Transaction TypeMortgage
Record UpdatedJan 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008753
DateAug 9, 2023
Book Page2226/4407
Instrument202300008753
Lender
NameNEW CARLISLE FEDERAL SAVINGS BANK
TypeBank
AddressNEW CARLISLE, OH 45344
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term60 Months
DueAug 11, 2028

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLARK OH
Recording DateAug 15, 2023
Property Address127 N LIGHT ST, SPRINGFIELD, OH 45504
Document Number0000009035
Book / Page2226 / 5779
Instrument DateJul 28, 2023
Instrument202300009035
Transaction TypeTransfer
Record UpdatedJan 9, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address395 W LAKE ST, ELMHURST, IL 60126-1508

Mortgage

Document Number0000009036
DateAug 15, 2023
Book Page2226/5794
Instrument202300009036
Lender
NameNEW CARLISLE FEDERAL SAVINGS BANK
TypeBank
AddressNEW CARLISLE, OH 45344
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2043

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address127 N LIGHT ST, SPRINGFIELD, OH 45504
Document Number0000009530
Instrument DateJun 16, 2020
Transaction TypeMortgage
Record UpdatedJul 30, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address127 N LIGHT ST SPRINGFIELD OH 45504, SPRINGFIELD, OH 45504

Mortgage

Document Number0000009530
DateJul 9, 2020
Book Page002174/003207
Instrument9530
Lender
NameSECURITY NAT'L BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

TypeName
StateOhio
CountyClark County
MunicipalitySpringfield City
Unified School DistrictSpringfield City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,740 Land $3,150 Building $590$10,690 Land $9,010 Building $1,680
2024$39.00
2023$770 (-) Land $770
2022$38.00$770 Land $770$2,190 Land $2,190

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 127 N Light St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Most Recent ClaimJun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 127 N Light St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD CITY PWS
serves 60,680 people · EPA ID OH1204412
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

Nearby Properties on N Light St

Nearby Streets

Search Property Records by Address or Parcel Number