127 N Front St, Williamsburg, OH 45176 Property Records

Clermont County property record for 127 N Front St, Williamsburg, OH 45176

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 948 sqft · built 1895
Lot Size	0.128 acres (5,576 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Dec 2023)
Tax Bill	$1,066 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-13-10.-043A`

Property Details

APN / Parcel Number

Primary APN	`53-13-10.-043A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	948 sqft Living Area
1st Floor Area	612 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1988
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Lot Area	5,576 sqft (0.128 acres)
Lot Dimensions	100 ft deep x 56 ft wide
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Heating System	Oil
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	127 N FRONT ST
City	WILLIAMSBURG
State	OH
Zip	45176-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG VILL; LOT 43A
Legal Subdivision	WILLIAMSBURG VILL
Legal Lot Number	43A
Jurisdiction	CLERMONT OH
Township / Civil Division	WILLIAMSBURG
Census Block Group	4
Census Block	4029
Census Tract	40900

Owner

127 N Front St is owned and occupied by two individuals who bought it in December 2023.

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	127 N FRONT ST, WILLIAMSBURG, OH 45176-1327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Warranty Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK
Jan 20, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Apr 16, 2007 · Amount on File
Deed Document Number	202323451
Deed Book / Page	2958 / 4165
Prior Transfer Date	Apr 12, 2007
Prior Transfer Doc	0000010905
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Dec 19, 2023
Property Address	127 N FRONT ST, WILLIAMSBURG, OH 45176-1327
Document Number	0000023451
Book / Page	2958 / 4165
Instrument Date	Dec 18, 2023
Instrument	202300023451
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 N FRONT ST, WILLIAMSBURG, OH 45176-1327

Mortgage

Document Number	0000023452
Date	Dec 19, 2023
Instrument	202300023452

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	127 N FRONT ST, WILLIAMSBURG, OH 45176-1327
Document Number	0000002203
Book / Page	002687 / 001112
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 N FRONT ST WILLIAMSBURG OH 451761327, WILLIAMSBURG, OH 45176-1327

Mortgage

Document Number	0000002203
Date	Jan 27, 2017
Book Page	002687/001112
Instrument	2203

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 127 N Front St was $1,066 with a homeowner's exemption, down 0.4% from the year before.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Williamsburg Township
Municipality	Williamsburg Village
Unified School District	Williamsburg Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,066.00 (-0.37%)	$24,890 (-) Land $3,540 Building $21,350
2024	$1,070.00 (-47.08%) Homeowner's exemption	$24,890 (-) Land $3,540 Building $21,350	$71,100 (-) Land $10,100 Building $61,000
2023	$2,022.00 (+102.2%)	$24,890 (+22.61%) Land $3,540 Building $21,350	$71,100 Land $10,100 Building $61,000
2022	$1,000.00	$20,300 Land $2,870 Building $17,430
2020			$58,000 Land $8,200 Building $49,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 127 N Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 N Front St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSBURG VILLAGE PWS serves 2,490 people · EPA ID OH1301411
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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