127 N 9th St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 127 N 9th St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,322 sqft · built 1940
Lot Size	0.082 acres (3,600 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2020)
Tax Bill	$2,608 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`024630A000`

Property Details

APN / Parcel Number

Primary APN	`024630A000`
Alternative APN	`6-009D-B254-00-0001.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,322 sqft Living Area
1st Floor Area	1,102 sqft
Basement Area	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Other
Exterior Material	Brick/Stone
Lot Area	3,600 sqft
Lot Dimensions	40 ft deep x 90 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	024630A000
Old Parcel Number	024630A000
Street Address	127 N 9TH ST
City	SAINT CHARLES
State	MO
Zip	63301-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF2
Legal Description	PT CITY BLK 254
Legal Range	05E
Legal Township	47N
Legal Subdivision	CITY/ST CHARLES
Legal Block	254
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	RIVERS
Census Block Group	1
Census Block	1038
Census Tract	310502

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

127 N 9th St is owned and occupied by an individual who bought it in March 2020.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	127 N 9TH ST, SAINT CHARLES, MO 63301-2722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2018	Deed of Trust, Mortgage CARROLLTON BANK
Mar 3, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Mar 8, 2018	Affidavit of Death, Transfer INVESTORS TITLE COMPANY
Mar 8, 2018	Warranty Deed, Transfer · Line of Credit CARROLLTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2020 · Amount on File
Deed Sale	Mar 3, 2020 · Amount on File
Prior Sale	Mar 8, 2018 · Amount on File
Deed Document Number	0072411487
Deed Book / Page	7241 / 1487
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	127 N 9TH ST, SAINT CHARLES, MO 63301-2722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069460783
Date	Jul 10, 2018
Book Page	6946/0783
Instrument	20180710000387510

Lender

Name	CARROLLTON BANK
Type	Bank
Address	SAINT LOUIS, MO 63109

Agreement

Amount	Amount on Record

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 3, 2020
Property Address	127 N 9TH ST, SAINT CHARLES, MO 63301-2722
Document Number	0072411487
Book / Page	7241 / 1487
Instrument Date	Feb 28, 2020
Instrument	20200303000131920
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	825 CLARK ST, 825, SAINT CHARLES, MO 63301-1835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403A CHAPEL RIDGE DR, HAZELWOOD, MO 63042-2659

Mortgage

Document Number	20200303000131930
Date	Mar 3, 2020
Instrument	20200303000131930

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

March 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST CHARLES MO
Recording Date	Mar 8, 2018
Property Address	127 N 9TH ST, SAINT CHARLES, MO 63301-2722
Document Number	0068881250
Book / Page	006888 / 001250
Instrument Date	Feb 28, 2018
Instrument	123280
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	INVESTORS TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 8, 2018
Property Address	127 N 9TH ST, SAINT CHARLES, MO 63301-2722
Document Number	0068881252
Book / Page	6888 / 1252
Instrument Date	Feb 28, 2018
Instrument	20180308000123290
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 MERAMEC WAY, 411, SAINT CHARLES, MO 63303-8447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LAUTREC CT, DARDENNE PRAIRIE, MO 63368-6837

Mortgage

Document Number	20180308000123300
Date	Mar 8, 2018
Instrument	20180308000123300

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 127 N 9th St was $2,608.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,608.00	$41,500	$218,423 Land $50,000 Building $168,423
2023		$39,201
2022			$206,328 Land $37,500 Building $168,828

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 127 N 9th St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	17 (1980–2022)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Aug 2022 · tidal / storm surge
Claims by Event	Severe Storms & Flooding, Aug 1993 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 127 N 9th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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