127 N 8th St, Festus, MO 63028 Property Records

Jefferson County property record for 127 N 8th St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,072 sqft · built 1995
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$90,600 (Sep 2014)
Tax Bill	$1,075 (2025)
Deeds & Mortgages	Oct 2026 Sale Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.01012010`

Property Details

APN / Parcel Number

Primary APN	`193.006.01012010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft
Basement Area	1,072 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	176 sqft
Porch	Open Frame Porch
Porch Area	268 sqft
Patio Area	309 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	127 N 8TH ST
City	FESTUS
State	MO
Zip	63028-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	LEWIS LUCAS PT 1ST ADD RESUB LOT 2 BLOCK 3 & PT VACATED ALLEY
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	LEWIS LUCAS
Legal Block	3
Legal Lot Number	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	3
Census Block	3006
Census Tract	700801

Owner

127 N 8th St is owned and occupied by an individual who bought it in September 2014.

Source: Jefferson County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	127 N 8TH ST, FESTUS, MO 63028-1306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Warranty Deed, Transfer ABSOLUTE TITLE
Apr 15, 2022	Deed of Trust, Mortgage · FHA Mortgage FIRST BANK
Feb 2, 2018	Loan Modification, Mortgage PHH HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2014 · Amount on File
Deed Sale	Sep 3, 2014 · Amount on File
Prior Sale	Jun 22, 2006 · Amount on File
Deed Document Number	201426238
Prior Transfer Date	Jun 14, 2006
Prior Transfer Doc	2006R053239
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 13, 2026
Property Address	127 N 8TH ST, FESTUS, MO 63028-1306
Document Number	0000028343
Instrument Date	Oct 13, 2026
Instrument	202628343
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	ABSOLUTE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 N 8TH ST, FESTUS, MO 63028-1306

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	127 N 8TH ST, FESTUS, MO 63028-1306
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 N 8TH ST 9, 9, FESTUS, MO 63028-1306

Mortgage

Document Number	0000012917
Date	Apr 15, 2022
Instrument	2022R-012917

Lender

Name	FIRST BANK
Type	Bank
Address	HAZELWOOD, MO 63042

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	127 N 8TH ST, FESTUS, MO 63028-1306
Document Number	0000005600
Instrument Date	Feb 2, 2018
Transaction Type	Mortgage
Record Updated	Mar 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 N 8TH ST FESTUS MO 630281306, FESTUS, MO 63028-1306

Mortgage

Document Number	0000005600
Date	Feb 23, 2018
Instrument	5600

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 127 N 8th St was $1,075, up 5% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,600 (-) Land $1,500 Building $18,100	$103,600 (-) Land $8,100 Building $95,500
2025	$1,075.00 (+4.98%)	$19,600 Land $1,500 Building $18,100	$103,600 (-) Land $8,100 Building $95,500
2024	$1,024.00 (+0.49%)		$103,600 (+8.48%) Land $8,100 Building $95,500
2023	$1,019.00	$18,100 Land $1,500 Building $16,600	$95,500 Land $8,100 Building $87,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 127 N 8th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 127 N 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Wisper ISP.

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