127 N 4th St, Eldridge, IA 52748 Property Records

Scott County property record for 127 N 4th St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,668 sqft · built 1894
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Company Names on Record
Last Sale	$161,000 (Jul 2016)
Tax Bill	$2,662 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`931164203`

Property Details

APN / Parcel Number

Primary APN	`931164203`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,668 sqft Living Area
1st Floor Area	727 sqft
Basement Area	364 sqft
Unfinished Basement	364 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,754 sqft (0.178 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	127 N 4TH ST
City	ELDRIDGE
State	IA
Zip	52748-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUGH BRICELAND'S ADD LOT: 003 HUGH BRICELAND'S ADD
Legal Subdivision	HUGH BRICELAND'S ADD
Legal Lot Number	3
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	1
Census Block	1039
Census Tract	10201

Owner

Source: Scott County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	127 N 4TH ST, ELDRIDGE, IA 52748-1111
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 19, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 28, 2016	Deed of Trust, Mortgage · FHA Mortgage AMERICAN BANK & TRUST COMPANY NA
Jan 3, 2011	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Dec 17, 2024	Intrafamily Transfer, Transfer
Jul 23, 2008	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Aug 30, 2007	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2016 · Amount on Record
Deed Sale	Jul 28, 2016 · Amount on Record
Prior Sale	Jul 23, 2008 · Amount on Record
Deed Document Number	201620310
Last Transfer Date	Dec 12, 2024
Transfer Doc	2024022316
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	127 N 4TH ST, ELDRIDGE, IA 52748-1111
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100033541
Date	Sep 29, 2021
Instrument	202100033541

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	127 N 4TH ST, ELDRIDGE, IA 52748-1111
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 N 4TH ST, ELDRIDGE, IA 52748-1111

Mortgage

Document Number	202200031217
Date	Dec 19, 2022
Instrument	202200031217

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Oct 1, 2051

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	127 N 4TH ST, ELDRIDGE, IA 52748-1111
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201600020312
Date	Jul 28, 2016
Instrument	2016-00020312

Lender

Name	AMERICAN BANK & TRUST COMPANY NA
Type	Bank
Address	DAVENPORT, IA 52807

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2046

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	127 N 4TH ST, ELDRIDGE, IA 52748-1111
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	LSI-LPS, LSI LPS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201100000028
Date	Jan 3, 2011
Instrument	2011-00000028

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2041

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT IA
Recording Date	Dec 17, 2024
Property Address	127 N 4TH ST, ELDRIDGE, IA 52748-1111
Document Number	2024022316
Instrument Date	Dec 12, 2024
Instrument	2024-022316
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 N 4TH ST, ELDRIDGE, IA 52748-1111

July 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jul 23, 2008
Property Address	127 N 4TH ST, ELDRIDGE, IA 52748-1111
Document Number	200800020017
Instrument Date	Jul 18, 2008
Instrument	2008-00020017
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	127 N 4TH ST, ELDRIDGE, IA 52748-1111

Mortgage

Document Number	200800020018
Date	Jul 23, 2008
Instrument	2008-00020018

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2038

August 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Aug 30, 2007
Property Address	127 N 4TH ST, ELDRIDGE, IA 52748-1111
Document Number	200700026662
Instrument Date	Aug 2, 2007
Instrument	200700026662
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$95.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 N 4TH ST, ELDRIDGE, IA 52748-1111

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,662.00	$239,700 (+15.46%) Land $46,500 Building $193,200	$239,700 (+15.46%) Land $46,500 Building $193,200
2024	$2,662.00 (-3.9%)
2023		$207,600 Land $31,000 Building $176,600	$207,600 Land $31,000 Building $176,600
2022	$2,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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