127 Mulberry St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 127 Mulberry St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,433 sqft · built 1915
Lot Size	0.03 acres (1,307 sqft)
Owner	2 Individual Names on File
Last Sale	$52,000 (May 2012)
Tax Bill	$8,659 (2025)
Deeds & Mortgages	Apr 2023 Transfer Mar 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094-0005-0161-00`

Property Details

APN / Parcel Number

Primary APN	`094-0005-0161-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	4,433 sqft Living Area
Gross Area	6,967 sqft
1st Floor Area	1,766 sqft
2nd Floor Area	2,667 sqft
Upper Floors Area	2,667 sqft
Basement Area	1,766 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	1,307 sqft (0.03 acres)
Lot Dimensions	52.5 ft deep x 25 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	127 MULBERRY ST
City	CINCINNATI
State	OH
Zip	45202-8924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM07
Legal Description	MULBERRY ST 0.1794 ACR2 T3 S13
Legal Subdivision	JAMES FINDLAYS SUB
Legal Lot Number	38
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	1700

Owner

127 Mulberry St is owned and occupied by two individuals who acquired it in March 2023.

Source: Hamilton County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 MULBERRY ST, CINCINNATI, OH 45202-8924
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2023	Transfer on Death Deed, Transfer
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2012 · Amount on File
Deed Sale	May 25, 2012 · Amount on File
Deed Document Number	201266393
Deed Book / Page	12026 / 906
Last Transfer Date	Mar 27, 2023
Transfer Doc	0000022015
Record Updated	Oct 29, 2026

April 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 3, 2023
Property Address	127 MULBERRY ST, CINCINNATI, OH 45202-8924
Document Number	0000022015
Book / Page	14886 / 446
Map Reference	MB 8 PG 67
Instrument Date	Mar 30, 2023
Instrument	2023-0022015
Transaction Type	Transfer
Record Updated	May 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	127 MULBERRY ST, CINCINNATI, OH 45202-8924
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 MULBERRY ST, CINCINNATI, OH 45202-8924

Mortgage

Document Number	0000026000
Date	Mar 10, 2022
Book Page	14621/1651
Instrument	2022-0026000

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 1, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	127 MULBERRY ST, CINCINNATI, OH 45202-8924
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009968
Date	Jan 27, 2022
Book Page	14592/979
Instrument	2022-0009968

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 127 Mulberry St was $8,659, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,659.00 (+0.14%)	$312,872 (-) Land $51,450 Building $261,422	$893,920 Land $147,000 Building $746,920
2024	$8,647.00 (-0.17%)	$312,872 (-) Land $51,450 Building $261,422
2023	$8,662.00 (+7.64%)	$312,872 (+18.03%) Land $51,450 Building $261,422	$893,920 Land $147,000 Building $746,920
2022	$8,047.00	$265,076 Land $41,160 Building $223,916
2020			$757,360 Land $117,600 Building $639,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Mulberry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 127 Mulberry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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